Senior Underwriter

Summary

Join FINN, a fast-growing scale-up revolutionizing car ownership through convenient subscriptions, and become a (Senior) Underwriter. Lead risk assessment for key partners and subscription customers, collaborating with various teams to develop and refine risk assessment frameworks. Based in Munich with flexible remote work options, this role offers significant growth potential and a competitive compensation package. Enjoy excellent salary, equity share, development budget, pension scheme, flexible hours, and various other benefits. Contribute to FINN's success by implementing and overseeing risk monitoring, improving processes, and managing relationships with external partners.

Requirements

• You are an experienced finance professional with 2+ years of experience in underwriting and credit risk analysis, ideally gained in dynamic, innovative environments
• You have practical experience in analyzing financial statements and business performance evaluations as well as in credit assessment
• You bring a strategic mindset, exceptional analytical skills, and a proactive approach to managing risk and process integrity
• You are highly collaborative, able to work seamlessly across various teams to drive continuous improvement in underwriting processes
• You are fluent in German (C2/native) and proficient in English (C1), thriving in an international, fast-paced setting

Responsibilities

• Develop and refine underwriting models to assess risk exposure for both used vehicle remarketing partners and subscription customers portfolios
• Conduct assessments for major automotive dealerships or B2B customers through data collection and analysis
• Oversee relationships and improve operational processes with external partners, such as insurance carriers, to secure and maintain effective risk coverage
• Implement and oversee continuous monitoring of our risk exposure, adherence to procedures / policies and default trends and provide recommendations to drive continuous improvement

Preferred Qualifications

Industry expertise in the automotive market is considered a plus

Benefits

• This role is based in Munich with flexibility to work from home or completely remote
• With significant growth potential, FINN allows you to quickly develop and succeed in a highly motivating startup environment with ambitious challenges in cross-functional teams
• Excellent fixed salary, significant virtual equity share of the company, alongside a yearly personal development budget of 1,500€ and an attractive pension scheme
• Flexible working hours, Kindergarten allowance (300€ per child per month) as well as agency support for finding childcare
• Access to discounted gym memberships, and attractive mobility options (e.g. discounts for FINN cars via JobAuto or JobRad)