Software Engineer II

Summary

Join Affirm's Credit Engineering team as a Point of Sale (POS) Software Engineer! You'll design and implement new features for our underwriting decisioning service, focusing on extensibility, code quality, and minimizing latency. Collaborate with product, risk, and underwriting teams to solve complex challenges and build new credit products. Contribute to a supportive team environment, participating in growth activities and code reviews. This role requires 1.5+ years of software engineering experience, proficiency in Python or Kotlin, and familiarity with distributed systems and technologies like AWS, MySQL, and Kubernetes. Affirm offers a competitive compensation package including 100% subsidized medical, dental, and vision coverage for you and your dependents, flexible spending stipends, and an employee stock purchase plan.

Requirements

• Have a total of 1.5+ years of experience as a software engineer
• Have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin
• Be familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes
• Have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code
• Be comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews
• Demonstrate through your experience that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders
• Have strong verbal and written communication skills that support effective collaboration with our global engineering team
• Have either equivalent practical experience or a Bachelor’s degree in a related field

Responsibilities

• Break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work
• Support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs
• Support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts
• Contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process

Benefits

• 100% subsidized medical coverage, dental and vision for you and your dependents
• Monthly stipends for health, wellness and tech spending
• Equity rewards offered by Affirm Holdings, Inc. (parent company)
• Remote work
• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount