Underwriter

Summary

Join Gravie as a technically skilled Underwriter to evaluate and price Comfort health plans and other level-funded health insurance products. This crucial role ensures pricing integrity, profitability, and contributes to Gravie’s growth strategy. You will utilize Gravie’s proprietary underwriting engine, claims experience, demographic analysis, and utilization trends to assess group-level risk and generate data-driven pricing proposals. Independently underwrite new business and renewals, applying sound judgment and recommending pricing strategies aligned with customer needs and Gravie’s financial goals. Collaborate with Sales, Account Management, and Product teams to drive underwriting best practices and refine plan designs. This position offers visibility into the broader business strategy and the opportunity to modernize underwriting in a collaborative, tech-forward environment. The ideal candidate is comfortable with complexity, confident working with data, and experienced in pricing level-funded group medical plans.

Requirements

• 3–5 years of underwriting experience, with at least 1–2 years working specifically with stop loss and/or level-funded health plans
• Proven ability to independently underwrite standard and moderately complex cases
• Bachelor's degree in Business, Finance, Economics, Statistics, Mathematics, Insurance or other related majorsStrong analytical and technical skills
• The ability to confidently communicate with both internal and external stakeholders
• Ability to manage multiple priorities and deadlines with minimal supervision

Responsibilities

• Independently use Gravie’s proprietary underwriting engine to produce and modify rating output for small and mid-sized groupsRate level funded plans and provide product and pricing with first level pricing concession and plan design exception authority
• Apply underwriting guidelines and risk assessment tools to evaluate group health plan risks
• Communicate rates and plans quoted along with recommendations on strategic positioning of quote or renewal to Sales and Account Management Team offerings
• Use claims data, demographics, and utilization to make informed pricing decisions
• Maintain underwriting documentation and compliance with regulations and internal controls
• Participate in training to develop and enhance knowledge of underwriting methodologies, funding options, products, legislation, competitors and to ensure compliance with company and departmental policies

Preferred Qualifications

• Experience working in a startup or high-growth environments
• Master’s degree or advanced training in a relevant discipline
• Professional certification(s), such as HIA, CEBS, MHP , or FLMI

Benefits

• Standard health and wellness benefits
• Alternative medicine coverage
• Flexible PTO
• Up to 16 weeks paid parental leave
• Paid holidays
• A 401k program
• Cell phone reimbursement
• Transportation perks
• Education reimbursement
• 1 week of paid paw-ternity leave