Underwriter

Summary

Join Orchard's expanding team as a Senior Mortgage Underwriter! You will ensure loans meet GSE and internal requirements, working efficiently while maintaining exceptional quality and communication. This full-time, remote position (in select states) reports to the Senior Mortgage Operations Manager. Responsibilities include reviewing conventional mortgages, managing loan pipelines, mentoring loan processors, and providing administrative support. The ideal candidate possesses extensive underwriting experience, specific certifications, and strong problem-solving skills. Orchard offers a fast-paced, high-production environment and a commitment to fostering a positive team culture.

Requirements

• 5+ years of experience underwriting conventional 1st mortgage loans
• 2+ years of underwriting appraisals
• 2+ years of underwriting Self Employed borrowers using a cash flow analysis
• A DE from FHA and SARS with VA is required
• Ability to manage and monitor your loan pipeline while working independently
• Strong problem-solving, organizational, and collaboration skills
• Ability to quickly learn new technology systems, and provide critical feedback
• Excellent communication skills, both written and verbal, in relating to internal and external clients
• Ability to thrive in a fast-paced, high production environment

Responsibilities

• Review Conventional Mortgage and clearly communicate the loan decisions and/or requirements to all parties
• Maintain manager approved turn times on mortgage applications, while being able to prioritize urgent files that are at risk of missing key loan milestones
• Maintain working knowledge of underwriting guidelines and mortgage compliance, while staying current on all GSE updates
• Act as a mentor and coach to our Loan Processors, and provide working solutions to our Loan Officers to improve file quality and salability
• Provide administrative support to the underwriting department on special projects or product development, as needed
• Foster a team environment that is in line with Orchard Values and Culture

Preferred Qualifications

Experience working with Google Suites is helpful

Benefits

• This is a full time role
• This position can be remote in any of the Orchard hiring locations (AZ, CA, CO, FL, GA, MI, NC, NV, NY, TN, TX, WA.)