AML Compliance Analyst

Summary

Join Bitcoin Depot as an AML Compliance Analyst and contribute to a robust regulatory compliance program encompassing BSA, AML, OFAC, and ABC. This remote position requires working with complex data sources to identify suspicious activities, supporting CIP/CDD efforts, and drafting SARs. You will assist with investigations, compliance reviews, and procedure development. The ideal candidate possesses a Bachelor's degree, relevant experience in financial crimes, and strong analytical skills. Bitcoin Depot offers competitive benefits, including 401k matching, health benefits, paid time off, and a remote-first environment.

Requirements

• Bachelor’s degree in Business, Finance, or related field
• Two or more years of financial crimes related experience (e.g.; anti-money laundering, fraud, investigations / SARs, economic sanctions, anti-corruption and bribery)
• Excellent oral, written, critical thinking, problem solving and interpersonal skills
• Demonstrated knowledge of laws, regulations, regulatory guidance, and rules impacting the financial services and crypto currency industries
• Sound understanding of compliance and operational risks and internal control frameworks
• Strong analytical / research skills coupled with ability to effectively summarize findings in a succinct and organized manner
• Ability to grasp complex processes quickly and be able to identify risks and compensating controls
• Excellent problem solving abilities and results oriented; able to make decisions independently
• Excellent organization skills and attention to detail

Responsibilities

• Work effectively with multiple complex data sources and/or technical analytical tools/resources to identify potentially unusual, fraudulent, criminal or suspicious activity as defined by AML/BSA regulations and industry best practices for AML/BSA analysis
• Decision transaction monitoring, sanctions, and customer account alerts
• Support Customer Identification Program (CIP) and Customer Due Diligence (CDD) efforts
• From the alert or diligence process; identify, research, and report suspicious activity to investigations and complete same
• Through the investigative process; determine if Suspicious Activity Report (SAR) is necessary and complete SAR draft
• Complete quality control of SAR drafts as needed
• Assist the Compliance Officers with the investigative process for law enforcement requests, audit requests, regulatory requests, and banking partner requests
• Complete BSA / AML / OFAC and other compliance program reviews, procedure development, red flag development, gap analysis, risk assessments, and training development
• Draft Currency Transaction Reports (CTR)
• Ensure Funds Travel Rule (FTR) adherence
• Support Compliance self-testing efforts
• Support Model Risk Management (MRM) including system tuning & optimization, model validations, and coverage assessments
• Support international compliance efforts
• Support Vendor Management and Business Continuity, as needed

Preferred Qualifications

Certified Anti-Money Laundering Specialist

Benefits

• 401K Matching
• Health benefits offered with a company contribution towards premiums
• Paid wellness membership
• Equity
• Paid time off & holidays
• Annual in-person team building events
• Virtual team building events
• Remote first environment