Analyst I, Fraud Strategy And Analytics

Summary

Join Affirm's Fraud Strategy & Analytics team and help combat fraudulent activities on our platform. You will play a key role in fraud monitoring, detection, and mitigation, working cross-functionally with various teams. Responsibilities include researching fraud trends, responding to fraud rings, developing monitoring strategies, and collaborating on improving fraud detection systems. This role requires at least one year of experience in fraud prevention or a related field, proficiency in SQL, and strong analytical skills. Preferred qualifications include experience with Python or R and a working knowledge of payment processing. Affirm offers a competitive compensation package including a comprehensive benefits package, remote work flexibility, and equity rewards.

Requirements

• Minimum 1 year of experience in fraud prevention, risk management, or related fields, including prior experience with data analytics in the finance or lending industry preferred
• Proficiency with data analysis using SQL is required
• Strong analytical skills with the ability to identify patterns, trends, and anomalies in data are essential
• Passion for understanding and enhancing fraud detection systems to effectively identify and mitigate fraudulent activities
• Ability to communicate findings and recommendations clearly to both technical and non-technical audiences
• Strong time management skills and the ability to handle multiple projects and priorities
• Bachelor’s degree or equivalent practical experience in a quantitatively rigorous field like engineering, statistics, math, finance, economics desired

Responsibilities

• Help support our team's fraud monitoring, detection and mitigation efforts
• Participate in a rotation serving as a main point of contact for fraud escalations
• Research emerging fraud trends by analyzing data and monitoring key fraud metrics to proactively identify and address potential risks
• Quickly respond to fraud rings and implement new strategies to mitigate emerging fraud threats and vulnerabilities
• Assist with development of our fraud monitoring strategy and identify any potential gaps
• Work closely with our cross functional partners to help improve our fraud decisioning systems
• Assist with evaluation and development of new external or internal features and signals to improve our fraud detection capabilities

Preferred Qualifications

• Hands-on experience using a scripting language, such as Python or R, for data analysis is strongly preferred
• Working knowledge of the fundamentals of payment processing and an understanding of industry risk trends, including familiarity with risk strategy development

Benefits

• 100% subsidized medical coverage, dental and vision for you and your dependents
• Equity rewards
• Monthly stipends for health, wellness and tech spending
• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
• Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment