Remote Commercial Credit Analyst

Summary

Join the awesome team at ConnectOS and enjoy these benefits & perks: Home-based, Medical, Dental Coverage and Life insurance from day 1 of employment, Paid Vacation and Sick Leave (with Quarterly Sick Leave Conversion), Competitive salary package and annual appraisal, Financial Assistance Program, Mandatory Government Benefits and 13th Month Pay, Regular Company Events, Work Life Balance, and Career growth opportunities.

Requirements

• Bachelor's degree in Finance, Business, Economics, or a related discipline
• Must have experience working in Commercial Lending, Credit Analysis, or a similar role for Australian based businesses
• Strong analytical skills and proficiency in financial modelling and data analysis tools
• Excellent communication and decision-making skills
• Highly organized and capable of assisting brokers in client management

Responsibilities

• Credit Evaluation and Analysis: Analyze financial statements, credit reports, and other relevant data to assess the creditworthiness of businesses and individuals, preparing detailed credit analysis reports encompassing financial ratios, cash flow analysis, and risk assessments
• Report Preparation: Develop comprehensive credit submission memos with recommendations for credit approval, presenting findings and recommendations to commercial brokers and management
• Collaboration and Communication: Work closely with commercial brokers to provide insights and support for credit applications, effectively communicating with clients and brokers to gather necessary information and clarify creditworthiness
• Client Management Assistance: Assist commercial brokers with client management primarily via email, ensuring timely follow-up on client inquiries and maintaining organized records of client interactions
• Industry and Regulatory Awareness: Stay updated with the latest industry trends, regulatory changes, and best practices in credit analysis and lending while ensuring compliance with internal policies and regulatory requirements
• Data Management: Maintain accurate and up-to-date records of credit analyses and reports while utilizing financial modeling and data analysis tools to support credit evaluation processes

Preferred Qualifications

• Familiarity with the financial and business environment in Australia
• Experience with remote work tools and platforms

Benefits

• Home-based
• Medical, Dental Coverage and Life insurance from day 1 of employment
• Paid Vacation and Sick Leave (with Quarterly Sick Leave Conversion)
• Competitive salary package and annual appraisal
• Financial Assistance Program
• Mandatory Government Benefits and 13th Month Pay
• Regular Company Events, Work Life Balance, and Career growth opportunities