Remote Commercial Credit Analyst

Summary

Join the largest mortgage aggregator in the market! We invite you to join our team as a Credit Analyst, with flexible working hours to accommodate different time zones.

Requirements

• Degree in Finance, Business, Economics, or a related field
• Proven experience in commercial lending, credit analysis, or a similar role
• Strong analytical skills and proficiency in financial modeling and data analysis tools
• Excellent communication and decision-making skills
• Highly organized and able to assist brokers with client management
• Ability to work independently and manage time effectively in a remote setting
• High attention to detail and accuracy

Responsibilities

• Analyze financial statements, credit reports, and other relevant data to assess the creditworthiness of businesses and individuals
• Prepare detailed credit analysis reports, including financial ratios, cash flow analysis, and risk assessments
• Develop comprehensive credit submission memos with recommendations for credit approval
• Present findings and recommendations to commercial brokers and management
• Work closely with commercial brokers to provide insights and support for credit applications
• Communicate effectively with clients and brokers to gather necessary information and clarify credit worthiness
• Assist commercial brokers with client management, primarily via email
• Ensure timely follow-up on client inquiries and maintain organized records of client interactions
• Stay updated with the latest industry trends, regulatory changes, and best practices in credit analysis and lending
• Ensure compliance with internal policies and regulatory requirements
• Maintain accurate and up-to-date records of credit analyses and reports
• Utilize financial modeling and data analysis tools to support credit evaluation processes

Preferred Qualifications

• Familiarity with the financial and business environment in Australia
• Experience working in Commercial Lending for Australian based businesses
• Experience with remote work tools and platforms
• Strong problem-solving skills and the ability to work under pressure

Benefits

• Home-based
• Medical, Dental Coverage and Life insurance from day 1 of employment
• Paid Vacation and Sick Leave (with Quarterly Sick Leave Conversion)
• Competitive salary package and annual appraisal
• Financial Assistance Program
• Mandatory Government Benefits and 13th Month Pay
• Regular Company Events, Work Life Balance, and Career growth opportunities