Compliance Associate

Summary

Join Gemini's Compliance team as an Associate, Compliance (Credit Card) and become a compliance subject matter expert for the Gemini Credit Card product. You will support senior team members in key initiatives, represent Compliance with internal and external parties, and contribute to a strong compliance culture. Responsibilities include risk assessment, complaint management, responding to audits and regulatory requests, identifying and remediating compliance gaps, and supporting day-to-day operations. This role requires a Bachelor's degree, 2-4 years of relevant compliance experience, and a strong understanding of credit and banking regulations. Preferred qualifications include CRCM certification. Gemini offers a competitive compensation and benefits package, including a discretionary annual bonus, equity grant, comprehensive health plans, 401k matching, paid parental leave, and flexible time off.

Requirements

• Bachelor's degree
• 2-4 years of compliance experience in credit, banking, fintech, or other financial regulatory compliance industry with a focus on credit card regulatory compliance
• Possess understanding of credit and banking laws and regulations including BSA/AML, UDAAP, ECOA, MLA/SCRA, FCRA, GLBA, and associated regulations
• Ability to identify potential compliance issues and work effectively to remediate them
• Demonstrate a track record of supporting key Compliance initiatives

Responsibilities

• Take a supporting role in identifying, mapping out, documenting, and rating controls and risks as part of our Risk Assessment program
• Take ownership of complaint management including track, analyze, and address customer complaints related to the Gemini Credit Card, ensuring timely resolution and compliance with regulatory expectations
• Respond to audit, partner bank, and regulatory requests
• Identify compliance gaps or issues and work cross-functionally to implement corrective actions
• Review escalations from key compliance processes based on defined risk thresholds
• Support day-to-day compliance operations for the credit card product line
• Assist in maintaining policies and procedures to ensure compliance with relevant regulations, including those related to credit card operations
• Work with legal, risk, and operations teams to ensure a well-integrated approach to regulatory compliance
• Lead reporting to oversight and governance committees on the state of compliance risk and prepare reporting materials
• Investigate and escalate potentially alerts and suspicious transactions in accordance with AML and fraud prevention policies
• Support senior members of the Compliance team as needed

Preferred Qualifications

CRCM or similar certifications

Benefits

• Competitive starting salary
• A discretionary annual bonus
• Long-term incentive in the form of a new hire equity grant
• Comprehensive health plans
• 401K with company matching
• Paid Parental Leave
• Flexible time off