Compliance Associate

Summary

Join Gemini's Compliance team as an Associate, Product Compliance (Credit Card)! This role directly supports the Gemini Credit Card's compliance program, requiring expertise in consumer finance regulations. You will assist senior team members, respond to inquiries from partners and regulators, and identify compliance gaps. Responsibilities include risk assessment, complaint management, and regulatory reporting. The ideal candidate possesses a Bachelor's degree, 2-4 years of relevant compliance experience, and a strong understanding of credit and banking laws. Gemini offers a competitive salary, bonus, equity grant, comprehensive health plans, 401k matching, paid parental leave, and flexible time off.

Requirements

• Bachelor's degree
• 2-4 years of compliance experience in credit, banking, fintech, or other financial regulatory compliance industry with a focus on credit card regulatory compliance
• Possess understanding of credit and banking laws and regulations including BSA/AML, UDAAP, ECOA, MLA/SCRA, FCRA, GLBA, and associated regulations
• Ability to identify potential compliance issues and work effectively to remediate them
• Demonstrate a track record of supporting key Compliance initiatives

Responsibilities

• Take a supporting role in identifying, mapping out, documenting, and rating controls and risks as part of our Risk Assessment program
• Take ownership of complaint management including track, analyze, and address customer complaints related to the Gemini Credit Card, ensuring timely resolution and compliance with regulatory expectations
• Respond to audit, partner bank, and regulatory requests
• Identify compliance gaps or issues and work cross-functionally to implement corrective actions
• Review escalations from key compliance processes based on defined risk thresholds
• Support day-to-day compliance operations for the credit card product line
• Assist in maintaining policies and procedures to ensure compliance with relevant regulations, including those related to credit card operations
• Work with legal, risk, and operations teams to ensure a well-integrated approach to regulatory compliance
• Lead reporting to oversight and governance committees on the state of compliance risk and prepare reporting materials
• Investigate and escalate potentially alerts and suspicious transactions in accordance with AML and fraud prevention policies
• Support senior members of the Compliance team as needed

Preferred Qualifications

Preferred CRCM or similar certifications

Benefits

• Competitive starting salary
• A discretionary annual bonus
• Long-term incentive in the form of a new hire equity grant
• Comprehensive health plans
• 401K with company matching
• Paid Parental Leave
• Flexible time off