Credit Risk Analyst

Summary

Join Cleo, a fast-growing FinTech company, as a remote Credit Risk Analyst on the East Coast. You will build next-generation credit underwriting models and strategies, leveraging data and analytics to manage credit risk and drive profitable growth. Collaborate with data science, product, engineering, and finance teams to optimize risk thresholds, policies, and strategies. Design and execute experiments, build dashboards, and report on credit product performance. This role requires a Bachelor's degree in a quantitative field and 3-5 years of analytical experience, preferably in credit risk at a FinTech company. Cleo offers a competitive compensation package, equity, a clear progression plan, flexibility, and various benefits including health insurance, paid time off, parental leave, and more.

Requirements

• Bachelor’s degree in Engineering, Math, Finance or other quantitative discipline; Masters degree is a plus
• 3-5 years of analytical experience, preferably in a credit risk role at a FinTech company
• Experience in SQL, Python or other statistical modelling tools
• Knowledge of state of the art machine learning techniques
• Advanced Microsoft Excel skills
• Experience working on A/B testing
• Detail-oriented with exceptional organizational skills
• Ability to work in a fast-paced environment and meet aggressive deadlines
• Experience working in business intelligence tools

Responsibilities

• Leverage Cleo’s proprietary data and third party data to reduce loss rates and improve customer experience
• Optimize our risk thresholds, policies and strategy to expand member access and eligibility criteria of our credit products
• Apply your expertise in quantitative analytics to understand drivers of risk and suggest strategies to mitigate them
• Build dashboards to monitor and report the performance of credit products
• Design, execute, and analyze the results of experiments across our credit product
• Leverage state of the art techniques to combat and mitigate fraud risk
• Willingness to challenge the conventional thinking and try new ideas to solve complex business problems
• Maintain a strong data driven culture within the company by interacting with diverse internal functions

Benefits

• A competitive compensation package (base + equity) with bi-annual reviews
• Work at one of the fastest-growing tech startups, backed by top VC firms, Balderton & EQT Ventures
• A clear progression plan
• Flexibility
• Company-wide performance reviews every 6 months
• Generous pay increases for high-performing team members
• Equity top-ups for team members getting promoted
• 15 days annual leave a year + public holidays (+ an additional day for every year you spend at Cleo)
• 401k matching
• Medical Insurance, Dental and Vision care
• Generous Parental Leave
• 1 month paid sabbatical after 4 years at Cleo
• Regular socials and activities, online and in-person
• We'll pay for your OpenAI subscription
• Online mental health support via Spill