Credit Strategy Manager

Summary

Join Varo Bank's Lending Team as a Credit Strategy Manager and contribute to the growth of our expanding business. This role involves leveraging data and analytics to drive credit performance and growth strategies, collaborating with data science teams on machine learning models, and managing credit risk. You will present insights to executive leadership, ensure alignment with the bank's risk appetite, and monitor performance. Success in this fast-paced environment requires strong analytical and communication skills. The role offers a competitive salary and the opportunity to work at a leading TechBank.

Requirements

• 2+ years in analytics
• 2+ years working with consumer credit products
• Proficiency in SQL, Python, and BI tools
• Strong analytical skills with expertise in handling and analyzing large datasets to solve complex business challenges
• Experience in using models developed by data scientists to enhance business decisions
• Familiarity with new product development and growth strategy implementation
• Demonstrated success in fast-paced, entrepreneurial, and dynamic environments
• Strong presentation skills, with the ability to effectively communicate data and logic to diverse audiences

Responsibilities

• Leverage data and analytics to deliver insights on Varo Bank’s lending business, guiding credit performance and growth strategies to support underwriting capabilities and the overall profitability of the business
• Partner with data science teams to develop advanced machine learning models that drive loan origination and portfolio management strategies
• Design, implement, and manage credit risk strategies, including credit underwriting, pricing, loan assignment, and verification based on default probability assessments
• Craft and present compelling insights to influence executive-level lending decisions
• Work with the 2nd line team to ensure credit strategies align with the bank’s risk appetite and achieve desired outcomes
• Identify trends in performance, growth, and risk by developing and maintaining monitoring reports, including insights into internal and external leading indicators
• Collaborate with technology teams to ensure that new strategies are accurately implemented as designed

Benefits

$110,000 - $130,000 a year