Financial Crimes Analyst II

Summary

Join Lead Bank, a fintech building banking infrastructure, as a Financial Crimes Analyst II. Conduct investigations into suspicious activities of clients and partners, partnering with bank staff to research and review possible suspicious activity. Adjudicate alerts, research suspicious activity reports, conduct investigations into unusual activity referrals, and serve as a subject matter expert to fintech partners. Perform onboarding risk reviews, ongoing EDD reviews, and complete SARs. Monitor suspicious activity using the Bank’s BSA software and provide BSA subject matter expertise to bank staff. This role requires 3-5 years of banking BSA experience and strong analytical and communication skills. Lead Bank offers competitive compensation, comprehensive benefits, paid parental leave, and a flexible vacation policy.

Requirements

• Have at least 3-5 years of banking BSA experience with another financial institution or with another fintech
• You are a self-starter who can be a part of a deadline-driven department
• Bring an analytical mindset with the ability to process, solve, and answer most complex client transactions, problems, and inquiries due to fraudulent activity
• Bring strong communication skills to work with all Lead Bank departments
• Are curious, have humility, are open to learning, and approach your work with a growth mindset
• Thrive working in a fluid environment with high autonomy
• Love to collaborate to get to the best, most efficient outcome
• Embody the growth mindset and bring a self-driven and self-starter mentality to your work

Responsibilities

• Adjudicate alerts generated through Lead’s transaction monitoring system
• Research and review possible suspicious activity reported by bank staff
• Conduct investigations into unusual activity referrals from Fintech partnership clients
• Be a front-facing subject matter expert to the Bank’s fintech partners regarding trends
• Perform onboarding risk reviews of both high-risk clients and fintech partnerships
• Perform ongoing EDD reviews for fintech partnerships
• Complete and file SARs (suspicious activity reports) to ensure that they are properly documented with related narrative and thorough case documentation, including but not limited to customer statements, due diligence documents, and transaction images
• Use the Bank’s BSA software to monitor suspicious activity ,including money laundering, structuring, and potential fraud
• Provide support and BSA subject matter expertise to bank staff member,s helping them understand BSA requirements as they relate to their job function
• Perform other duties as assigned

Preferred Qualifications

• Preferred CBAP, CAFP, or CAMs certifications
• Preferred experience with Unit21, Verafin, or other technology-focused AML software

Benefits

• Competitive compensation based on experience, geographic location, and role
• Medical, Dental, Vision, Life, 401k Matching, and other wellness benefits, including FSA, HSA and HRA
• Paid parental leave
• Flexible vacation policy, including PTO and paid holidays
• A fun and challenging team environment in a dynamic industry with ample opportunities for career growth