Head of Cash Operations

Summary

Join Malt, Europe’s fastest-growing freelance marketplace, as their highly skilled and strategic Head of Cash Management. Reporting to the CFO, you will efficiently manage the company's liquidity, optimize cash flows, and support growth and strategic initiatives. You will supervise all cash operations, manage a team of 6+ people, ensure regulatory compliance and risk management, collaborate with other departments, and build strong banking relationships. The ideal candidate will have 10-15 years of experience in treasury and cash management, strong leadership and communication skills, and technical proficiency in financial software and systems. Malt offers a strong company culture, competitive benefits, and opportunities for professional growth.

Requirements

• 10-15 years of experience in Treasury, Cash Management
• Strong management, leadership, collaboration, negotiation, and communication skills to align treasury goals with business priorities, guide cross-regional cash management teams, and build effective relationships with senior executives, banks, vendors, and stakeholders
• Technical Proficiency and Financial expertise. Familiarity with payment processing systems, financial software, and relevant technologies (e.g., ERP systems)
• Understanding of payment methods, gateways, and high volume transaction processing
• Regulatory Knowledge & compliance requirements and regulations governing payment operations, such as PCI DSS and AML
• Strategic Thinking and Business Acumen Aligning cash management strategies with the company’s growth trajectory and long-term goalsAbility to think strategically and make long-term plans
• Technology and Systems Proficiency. Understanding of digital solutions, automation, and data visualization tools for reporting.Ability to assess and implement new technologies to improve cash visibility and operational efficiency
• Adaptable & proactive. Flexibility to adapt to changing regulations, technologies, and market conditions in the payment sector. Initiative to identify potential challenges and opportunities before they arise

Responsibilities

• Supervise all all cash operations
• Oversee payment transactions on our PSP(s)
• Manage cash operations with our factors and financial partners
• Improve day to day banking operations (vendor payments, bank monitoring …)
• Optimize cash flows by improving cash cycles through Malt
• Oversee Performance Monitoring & reporting
• Develop and maintain accurate cash flow forecasts to ensure the company has sufficient liquidity to meet its operational and strategic needs
• Manage the Cash Operations team , composed of 6+ persons
• 2 transverse roles (1 Cash Controller + 1 Project Manager)
• 4 operational roles (1 treasurer + 1 payment operations manager + 1 financing team + 1 credit & risk manager)
• Maintain compliance with payment industry regulations and standards
• Identify and mitigate risks associated with all cash operations
• Develop and enforce internal controls and policies for cash management to prevent unauthorized transactions or fraud
• Work with other departments (IT, Product, other finance teams) to ensure seamless payment operations
• Process Documentation, create and maintain documentation for payment processes and procedures
• Drive innovation and strengthen our technical stack (deeper and stronger integrations, better automations …) in order to enhance efficiency, robustness, and reduce costs
• Banking Relationships and Financing Build and maintain strong relationships with banks and financial institutions to negotiate favorable terms for credit facilities, payment processing, and other financial services
• Manage and optimize group banking structures, including account setups, bank fees, and treasury services
• Ensure the availability of financing options, such as revolving credit lines or short-term funding, to support the company’s growth and emergency liquidity needs

Benefits

• Onboarding: Before easing into your new role, you’ll spend your first week learning about our culture, products, and services with other onboardees at our office in Paris
• Equity: Every Malter is entitled to stock options
• Lunch vouchers (legal benefit) : €9/day on your Swile card
• Transportation (legal benefit): 50% reimbursement (any type of transport)
• RTT: From 8 to 12 days off
• Sports: company participation to a Gymlib membership
• Malt sabbatical: After three years, every Malter is entitled to a one month paid sabbatical leave
• Free books: If you’re interested in learning more about any topic relevant to Malt’s business, just tell us the books you’d like to read, and we’ll order them for you—without any questions asked or approval processes to follow
• Remote work: Hybrid remote policy
• Annual team building events