Braviant Holdings is hiring a
Lead Credit Risk Analyst

Summary

The job is for a Lead Credit Risk Analyst at Braviant, a fast-growing tech-enabled credit provider. The role involves driving credit strategies for consumer lending products and requires 1-2 years of relevant work experience in an analytical role, strong data analysis skills, and a bachelor's degree in an analytical field.

Requirements

• 1-2 years of relevant work experience in an analytical role
• Strong data analysis skills using Python, SQL, and Excel with pivot tables
• Bachelor’s Degree in an analytical field of study: mathematics, statistics, physics, engineering, computer science, etc

Responsibilities

• Monitor both digital leads and portfolio performance through appropriate daily, weekly, and monthly reporting
• Create credit strategies to optimize acquisition costs, approve vs. decline cutoffs, verification requirements and loan offer terms for new customers
• Customize risk-based loan offer terms based on conversion and defaults for existing customers
• Collaborate with the Data Science team to define requirements and use-cases for solutions that can rank order customers by attributes such as likelihood to default, accept an offer, and overall profitability
• Analyze and identify opportunities to further the execution of our disciplined growth strategy that balances short-term vs. long-term profitability and appropriately mitigate credit risk
• Design multivariate tests to ensure continuous optimization of our Leads and Portfolio strategies
• Collaborate with the Product team to document the requirements for any new strategies or pricing recommendations

Preferred Qualifications

• Experience with internet-based financial services experience
• A Master’s degree in an analytical field of study