Mortgage Loan Officer

Summary

Join Flourish, a rapidly growing fintech startup, as their first Mortgage Loan Officer! This role offers the opportunity to build a lending program from the ground up, providing exceptional client support and working with financial advisors and their clients. You will manage a loan pipeline, focusing on home purchases, refinances, and HELOCs, while also contributing to teamwide efforts in developing a new business line. The position requires a Bachelor’s degree or equivalent experience, 4+ years of mortgage lending experience, and an active NMLS license. It's a remote role based in Dallas, requiring residency in the Greater DFW area. Flourish offers competitive salaries, bonuses, and benefits.

Requirements

• Bachelor’s degree or equivalent practical experience
• 4+ years of mortgage lending experience
• Active NMLS license or registration, with Texas licensing preferred
• Expertise in mortgage guidelines, including Fannie Mae and Freddie Mac, with a preference for experience in Jumbo and non-QM loans
• Position is a remote role based in Dallas, requiring residency in the Greater DFW area

Responsibilities

• Consult and educate clients to assess their financing needs and guide them toward the most suitable mortgage solutions, helping them secure the best financial outcomes
• Develop and maintain strong relationships with financial advisors, collaborating to create a seamless and positive home-buying experience for end clients
• Serve as the primary point of contact for all home financing inquiries, providing expert knowledge on key products, particularly jumbo transactions
• Manage an ongoing pipeline of loans, focusing primarily on home purchases, refinances, and HELOCs
• Drive a best-in-class conversion funnel leveraging data to inform actions
• Work cross-functionally across product operations, and technology to ensure optimal customer outcomes
• Manage your loan pipeline to ensure you are always on top of client communications, even if it occasionally requires work outside non-standard business hours
• Obtain mortgage licensing in an estimated 15-20 states, with support from Flourish for registration and ongoing continuing education
• Maintain excellent communication with internal Flourish leadership and stakeholders
• Exercise considerable judgment and analysis to arrive at recommendations and/or conclusions
• Stay current on general trends in the financial markets and mortgage industry, with a focus on wealth management and lending

Preferred Qualifications

• Strong relationship-building abilities, ensuring clear and timely communication with advisors, borrowers, and agents
• Tech-savvy mindset, with the ability to quickly learn and adapt to new systems as the mortgage industry evolves
• Mortgage licensed in multiple states
• A genuine passion for delivering exceptional customer service
• A proactive, ownership-driven mindset, treating responsibilities with care and dedication

Benefits

• Competitive salaries
• Bonus and incentive opportunities
• Benefits for all employees
• Base Salary Range: $95,100 - $124,800 plus bonus