Partner Compliance

Summary

Join Column's Compliance team as a Partner Compliance Manager and drive the execution of the Bank’s Partner oversight and monitoring program. You will execute the Bank’s Partner Compliance monitoring program, create efficient monitoring methods, identify key risk indicators, manage risk and compliance components of reviews, stay engaged with industry and regulators, and provide regular reporting. This role requires 5+ years of experience in risk management with a focus on operational risk, regulatory compliance, or partner risk management. Familiarity with the fintech-banking partnership model and relevant regulations is crucial. The position offers comprehensive benefits, including health, dental, and vision plans, 401k, flexible time off, paid parental leave, and more. Preference is for in-person work in San Francisco, but remote work with frequent travel is also considered.

Requirements

• 5+ years of experience in dedicated risk management roles, with a specific focus on operational risk, regulatory compliance, and/or partner risk management
• Familiarity with the fintech-banking partnership model, and key risks and risk mitigation strategies relevant to the partnership model
• Demonstrated project management skills and the ability to juggle execution across multiple partners/stakeholders
• Meaningful experience with/exposure to enterprise risk management programs and additional risk stripes, including BSA/AML, information security, financial and capital risk, and/or operational risk
• Familiarity with commercial banking products, relevant compliance requirements, and product-specific risks (e.g., lending, deposits, cross-border payments, etc.)
• Fluency with key regulations, including those addressing Fair Lending, Privacy, Funds Availability, Truth in Lending, Electronic Funds Transfers, NACHA, E-Sign, UDAAP, and Prepaid Access, among others
• Ability to clearly articulate and communicate requirements, expectations, observations, and identified risks with stakeholders
• Excitement about working in a fast-paced, deeply cross-functional space

Responsibilities

• Execute the Bank’s Partner Compliance monitoring program to provide effective ongoing oversight of a portfolio of Column’s fintech partners. This includes establishing risk and compliance requirements, conducting testing, engaging regularly with partner stakeholders, monitoring new product development and strategic growth, and developing a deep understanding of the risks inherent in each partnership to ensure your partner-specific oversight plan effectively manages those risks
• Create effective and efficient methods for the execution of ongoing monitoring activities. This includes the identification of streamlined ways to receive timely reporting, metrics, and required deliverables from each partner
• Identify trends, outliers, and/or key risk indicators as part of monitoring activities
• Manage risk and compliance components of marketing reviews, product reviews, use case expansion for existing partners
• Stay closely engaged with industry and regulators relative to partner risk best practices and key areas of risk and regulatory focus
• Provide periodic reporting on key risk indicators and risk appetite metrics to Management
• Partner closely with the business, finance, other risk leads, legal, compliance, and regulatory affairs to drive execution of the Bank’s overarching Partner Risk Management Framework

Preferred Qualifications

Preference for this role to be based in-person in our Presidio-based office in San Francisco 3-4 days per week; will also consider remote with frequent travel

Benefits

• Comprehensive health, dental, and vision plans, including options that are 100% covered by Column for you and 50% covered for your dependents
• FSA and HSA account options to enable use of pre-tax money for medical and dependent care expenses
• 401k plan, including self-directed brokerage options
• Flexible time-off policy - take the time off that you want and need to relax and recharge
• 100% paid parental leave
• Catered lunches and dinners for SF employees
• Commuter benefits
• Regular team building events, including annual offsite