Risk Officer - Payments

Summary

Join Remote as their Risk Manager for their Dutch Payments entity and play a critical role in building and owning the risk management framework. You will ensure the company meets regulatory standards, maintains effective internal controls, and enables safe, global access to employment opportunities. This is a key second-line-of-defense role, ensuring effective identification, assessment, monitoring, and mitigation of risks. You will design and manage the end-to-end risk management framework, lead efforts to assess and manage material risks, conduct data-driven investigations, maintain the company-wide risk register, advise the board on risk appetite, act as the point of contact for outsourcing risk, prepare regular risk maps and reports, and provide support in drafting remediation plans. Remote offers a supportive, remote-first team environment with opportunities to shape risk management at a fast-growing company. The role requires residing in the Netherlands and fluency in English. Remote offers competitive benefits and a flexible work environment.

Requirements

• Demonstrated experience in risk management, ideally in a regulated Payment Service Provider, Fintech, or Financial services environment
• Proven ability to design and manage risk control frameworks, conduct risk assessments, and navigate regulatory reporting requirements independently
• Strong understanding of core financial risks, both financial and non-financial, with emphasis on integrity risks (e.g. AML/CTF, sanctions)
• Deep knowledge of relevant EU regulatory frameworks, especially PSD2, EBA Guidelines, and requirements around outsourcing and risk governance
• Excellent communication, you can engage confidently with senior leadership, regulators, and cross-functional teams
• A self-starter who thrives in remote-first environments, with the ability to manage your own priorities and work autonomously
• Fluent in English, both written and spoken

Responsibilities

• Designing and managing the end-to-end risk management framework and underlying processes, developing systems for identifying, documenting, and monitoring risks, in partnership with business stakeholders
• Leading efforts to assess and manage all material risks, including operational, compliance, tech, outsourcing, strategic, and financial risks
• Conducting data-driven investigations and drafting internal reports on findings related to emerging risks or incidents
• Maintaining and continuously updating the company-wide risk register, and escalating material risks or control weaknesses to the Management Board
• Advising the Board on risk appetite, emerging threats, and the effectiveness of our risk management strategy, monitoring exposure and ensuring we stay within acceptable thresholds
• Acting (alongside the Head of the Dutch entity) as the designated point of contact for outsourcing risk, overseeing the outsourcing register and third-party risk controls
• Preparing regular risk maps and reports, both qualitative and quantitative, and sharing insights across the business to ensure teams understand their risk environment
• Providing support in the drafting and refinement of remediation plans and responses to supervisory recommendations and effectively track progress to ensure their prompt implementation

Preferred Qualifications

Experience working remotely is a plus, but not required

Benefits

• Work from anywhere
• Flexible paid time off
• Flexible working hours (we are async )
• 16 weeks paid parental leave
• Mental health support services
• Stock options
• Learning budget
• Home office budget & IT equipment
• Budget for local in-person social events or co-working spaces