Risk Senior Analyst

Summary

Join Lead, a fintech building banking infrastructure, as a dynamic Risk Management Senior Analyst. This critical role focuses on enhancing our enterprise risk management approach across fintech partnerships and product development. You will analyze risks, develop mitigation strategies, and maintain a control registry. Collaborate with cross-functional teams, create risk reports, and support risk and compliance reporting. This position requires strong analytical and communication skills, experience in risk management, and the ability to work in a fast-paced environment. Lead offers competitive compensation, comprehensive benefits, and a collaborative team environment.

Requirements

• Minimum of 3-5 years of experience in risk management, fintech, or banking
• Strong technical and communication skills
• Comfortable working across teams and translating risk concepts for non-risk stakeholders
• Strong analytical and data interpretation skills; able to identify patterns and root causes in complex environments
• Self-starter who thrives in a fast-moving, evolving environment
• Curious, collaborative, and solutions-oriented

Responsibilities

• Analyze risks from fintech partnerships by utilizing data and develop mitigation strategies
• Identify and evaluate risks across the product lifecycle with attention to inherent risks, customer impact, process gaps, and control weaknesses
• Develop and maintain a registry of controls to manage fintech risks and utilize for future testing and monitoring
• Contribute to the enhancement of our risk taxonomy and risk assessment methodology for fintech and product domains
• Conduct regular reviews of partner and product data to validate reporting accuracy, detect anomalies, and escalate emerging risk patterns
• Partner with cross-functional teams—including Product, Legal, Compliance, and Financial Crimes—on risk identification for new products, features, and integrations
• Create reports on control performance, Key Risk Indicators (KRIs), and Key Performance Indicators (KPIs)
• Support risk and compliance teams in reporting strategic insights for senior leadership and the Board
• Conduct fintech partner risk assessments including Third Party Risk Management programs
• Assist with automation of risk reporting and data pipelines to support more timely and actionable insights in collaboration with BaaS Compliance Lead and Product teams
• Contribute to strategic risk enhancements, scenario planning, and forward looking risk assessments
• Complete other projects and duties as assigned

Preferred Qualifications

Experience with product risk, third-party risk, or operational risk frameworks preferred

Benefits

• Competitive compensation based on experience, geographic location, and role
• Medical, Dental, Vision, Life, 401k Matching, and other wellness benefits, including FSA, HSA and HRA
• Paid parental leave
• Flexible vacation policy, including PTO and paid holidays
• A fun and challenging team environment in a dynamic industry with ample opportunities for career growth