Senior Credit Review Officer

Summary

Join Pathward, a hybrid, remote-office financial empowerment company dedicated to creating financial inclusion. As a Credit Risk Reviewer, you will perform risk-based asset quality and risk rating focused credit review and stress testing engagements covering commercial loan and commercial lease portfolios. You will act as a second line of defense, providing assurance to stakeholders regarding compliance. This role involves analyzing risks, developing mitigation strategies, and reporting findings to senior management and the board. Pathward offers a competitive salary, performance-based incentives, and a comprehensive benefits package. Even if you don't meet every qualification, apply; Pathward values diversity and inclusion.

Requirements

• Bachelor's degree or equivalent education and work experience
• 5+ years relevant experience
• Attention to detail
• The ability to work both independently and in a group setting
• The ability to balance multiple, competing priorities

Responsibilities

• Review, analyze, and assess risks in the organization’s commercial loan, commercial lending, and commercial leasing portfolios
• Identify risk, develop effective mitigation strategies, and report and monitor issues through resolution
• Assist in validating risk ratings assigned to new and existing commercial credits
• Identify emerging risks unique to key industries, clients, or product lines that may impact general asset quality trends of the commercial credit portfolios being reviewed
• Monitor trends identified in credit review and stress testing engagements, complete root cause analysis, make recommendations and summarize findings to senior management and board of directors
• Vet key findings and issues through exit meetings and summarize responses in written reports to be used by regulatory agencies and both internal and external audit
• Other duties as assigned

Benefits

• Health insurance
• 401(k) retirement benefits
• Life insurance
• Disability benefits
• Paid time off
• Annual performance-based incentive opportunity