Senior Credit Underwriter

Summary

Join Nivoda's expanding Underwriting team as a Senior Credit Underwriter. This pivotal role involves making credit decisions on businesses in the global jewellery industry, underwriting a wide range of businesses across a rapidly expanding global footprint. You will work closely with cross-functional teams, including Commercial, Product, Data, and Finance, to support Nivoda's growth. The ideal candidate possesses proven underwriting experience, strong analytical skills, and a keen interest in leveraging technology to improve data-driven credit decisions. This role offers flexible working arrangements, a comprehensive benefits package, and ample opportunities for growth and learning within a dynamic and fast-growing company.

Requirements

• Proven experience in underwriting businesses. Preferably trade finance or SME lending
• Demonstrated ability to manage a diversified portfolio effectively, maximising risk-adjusted returns
• Strong analytical skills, capable of critically assessing financial performance and analysing large datasets to identify patterns
• Excellent interpersonal skills, with the ability to influence and build relationships across the organization
• Self-starter mentality, with a track record of solving complex problems methodically

Responsibilities

• Underwrite trade credit products for businesses in the jewellery industry across a global portfolio
• Help manage and monitor the credit portfolio, ensuring continuous improvement in reporting to serve both business and investor needs
• Identify inefficiencies and lead initiatives to improve and streamline our credit underwriting processes
• Collaborate with Product and Data teams to enhance our decisioning systems, driving automation and speed
• Contribute to wider credit risk strategy as the business scales and the offering evolves

Preferred Qualifications

Keen interest in leveraging tech to improve the data-driven credit decision process and push process automation. Some skills in SQL or Python are highly valued

Benefits

• Flexible working arrangements, including hybrid options
• Comprehensive benefits package, including private health coverage and discounted gym memberships
• Dynamic working environment in an extremely fast growing company
• Ample opportunity to grow and learn