Senior Data Analyst

Summary

Join Tide as a Senior Analyst - Credit Products and contribute to shaping credit product and risk decision-making. You will leverage advanced analytics to derive insights from complex data sets, focusing on lending product performance and risk management. This role involves collaborating with credit product teams, preparing reports for senior management, and continuously improving data analysis processes. The ideal candidate possesses 4+ years of experience in a credit-focused role at a fintech or bank, along with expertise in SQL, data visualization tools, and Python. Tide offers a competitive salary, flexible working arrangements, and various benefits, including health insurance, life insurance, and a learning and development budget.

Requirements

• Have 4+ years of experience working as a credit focused analyst or data scientist at a fintech or bank
• Have expert SQL proficiency and can navigate complex data warehouse relationships
• Have proficiency in data visualization tools (e.g., Looker, Power BI) and advanced Excel skills
• Have strong expertise in Python for data analysis, modeling, and visualization, with experience using libraries like Pandas, NumPy, and Matplotlib/Seaborn
• Be a self starter who takes initiative and can operate with a high degree of independence
• Have the ability to deal with ambiguity and competing objectives in a fast paced environment

Responsibilities

• Utilize advanced analytics to derive meaningful insights from complex data sets. Focus on analyzing lending product performance, identifying trends, and providing actionable recommendations
• Monitor and optimize key performance indicators (KPIs) related to credit risk. Develop strategies to mitigate risk while supporting business growth
• Evaluate the effectiveness of marketing campaigns across channels by analyzing key metrics such as engagement, conversion rates, funnel performance and ROI. Provide actionable insights to optimize future strategies
• Leverage data analytics to understand user behavior patterns, segment audiences, and identify opportunities to enhance customer experiences and drive business growth
• Work closely with product managers and developers to inform and guide the development of new credit products. Use data-driven insights to influence product strategy and design
• Prepare comprehensive reports and presentations for senior management and stakeholders. Clearly communicate findings and recommendations
• Stay abreast of industry trends and advancements in data analytics tools and methodologies. Continuously seek ways to improve our data analysis processes and credit product offerings

Benefits

• Competitive salary
• Self & Family Health Insurance
• Term & Life Insurance
• OPD Benefits
• Mental wellbeing through Plumm
• Learning & Development Budget
• WFH Setup allowance
• 25 Annual leaves
• Family & Friendly Leaves
• Make work, work for you! We are embracing new ways of working and support flexible working arrangements. With our Working Out of Office (WOO) policy our colleagues can work remotely from home or anywhere in their home country. Additionally, you can work from a different country for up to 90 days a year