Senior Financial Crime Investigator

Summary

Join Kroo, a forward-thinking bank committed to customer trust and positive impact, as a Senior Financial Crime Investigator. Strengthen our financial crime prevention efforts by investigating and mitigating risks like money laundering and fraud. You will conduct thorough investigations, analyze data for emerging trends, collaborate with external agencies, and support customer service. This role requires strong analytical and regulatory compliance knowledge. Kroo offers a comprehensive benefits package including generous holiday time, personal days, mental health support, a workplace pension, top-notch equipment, and enhanced parental leave.

Requirements

• Strengthen our financial crime prevention efforts
• Identify, investigate, and mitigate potential financial crime risks including money laundering, terrorist financing, and fraud
• Have a keen eye for detail, strong analytical skills, and a thorough understanding of regulatory compliance related to financial crime

Responsibilities

• Conduct thorough investigations of transaction monitoring alerts to identify and assess suspicious activity. This includes investigating sanctions, Politically Exposed Persons (PEP), and adverse media alerts
• Manage and execute Anti-Money Laundering (AML), Counter-Terrorist Financing (CTF), and fraud investigations from initiation to conclusion. This includes the preparation and submission of Suspicious Activity Reports (SARs) to relevant authorities
• Proactively analyse data to identify emerging trends in financial crime, utilising findings to enhance detection and prevention strategies
• Collaborate with other financial institutions and law enforcement agencies as necessary. Maintain effective communication with other business departments to support financial crime prevention efforts
• Handle escalations from the Customer Service team, providing expert advice on actions required to mitigate risks and resolve issues
• Support the continuous optimization of financial crime prevention processes, systems, and procedures, ensuring they remain effective and compliant with regulatory standards

Preferred Qualifications

• Experience in Financial Crime Prevention: Proven experience in investigating and mitigating financial crime risks, including money laundering, terrorist financing, and fraud
• Regulatory Knowledge: A strong understanding of Anti-Money Laundering (AML), Counter-Terrorist Financing (CTF), sanctions, and compliance regulations
• Analytical Skills: Exceptional analytical and problem-solving skills with the ability to identify suspicious activity and trends
• Alert Investigation Expertise: Hands-on experience in investigating transaction monitoring alerts, sanctions, Politically Exposed Persons (PEP), and adverse media cases
• Reporting Skills: Proficiency in preparing and submitting Suspicious Activity Reports (SARs) to relevant authorities
• Data Analysis: Ability to conduct trend analysis to proactively identify emerging financial crime risks and improve prevention strategies
• Collaboration Skills: Experience working with law enforcement, other financial institutions, and internal departments to support financial crime prevention efforts
• Customer Service Acumen: Ability to handle escalations from the Customer Service team, providing expert advice and practical solutions
• Process Optimisation: A track record of improving processes, systems, and procedures to enhance compliance and efficiency
• Attention to Detail: A meticulous approach to investigations and regulatory documentation
• Certifications in financial crime prevention, such as CAMS (Certified Anti-Money Laundering Specialist) or CFE (Certified Fraud Examiner)
• Familiarity with financial crime detection tools and technologies
• Prior experience in a financial institution or a compliance-focused role

Benefits

• Generous holiday time: 25 days annual leave, 8 bank holidays, 1 Kroo bank holiday (June 24th), and 1 day off during the week of your birthday
• Personal days: We know that life can be unpredictable, so we offer 3 personal days to use as needed
• Employer-sponsored volunteer program: We're passionate about giving back to our community, and we support our employees in doing the same with up to 4 hours per month of employer-sponsored volunteer time
• Mental health support: We care about the mental health of our team members and offer access to Spill, our mental health support partner
• Workplace pension: We want you to feel secure about your future, so we offer a workplace pension with a 5% employee contribution and a 3% employer top-up
• Top-notch equipment: We provide top-of-the-line equipment necessary for smooth hybrid work, including a MacBook laptop. Additionally, we also offer support in establishing your home office by contributing towards your setup if required
• Modern office: When you're in the office, you'll enjoy access to our modern, bustling workspace in Farringdon, Central London
• Cycle to Work scheme: We encourage sustainable transportation with our Cycle to Work scheme
• Electric Car scheme: We're committed to reducing our carbon footprint, and our Electric Car scheme makes it easy for our employees to do the same
• Enhanced parental leave: We know that family comes first, and we offer an enhanced parental leave policy to support our employees in starting and growing their families
• Room for growth: As a fast-paced, high-growth start-up, we're dedicated to providing our employees with room to grow and excel
• You get full healthcare for you and your nuclear family via Vitality
• Office/remote working: This role is remote meaning your typical weekly working pattern will be from working from home