Senior Financial Crimes Analyst

Summary

Join Crypto.com's Local Programs and Regulatory Compliance team and ensure compliance with local laws and regulations. This 2LoD role involves oversight and quality review of complex investigative casework related to financial crimes. You will assess and evaluate suspicious transaction reports, conduct sanctions-related investigations, analyze PEP risk profiles, and maintain knowledge of AML/CFT regulations. The role also includes assisting in drafting internal procedures, responding to law enforcement inquiries, and acting as a point of contact for compliance teams. You will exercise sound judgment in navigating complex cases and ensuring balanced decisions. Crypto.com offers a supportive and flexible work environment with opportunities for growth and development.

Requirements

• Minimum of two years of relevant experience in an AML/CFT role within a financial institution regulated in Malta, experience in virtual financial assets (cryptocurrency) will be considered an asset
• A thorough understanding of AML/CFT regulations within the fintech industry
• General compliance experience in multiple fields including AML, Sanctions, KYC and Onboarding
• Hands on experience in conducting financial crime investigations and writing corresponding narratives
• Must be able to perform independently and with minimal supervision
• Strong organizational skills, must be multi-tasked oriented and able to balance priorities and deadlines
• Strong written and verbal communication skills
• Proficiency in the analysis of numeric data through excel or similar data tools

Responsibilities

• Provide oversight and quality review of complex, high-risk investigative casework involving a broad range of financial crime typologies
• Assess and evaluate high-risk Suspicious Transaction Reports (STRs), Suspicious Activity Reports (SARs), and other regulatory submissions in accordance with local and international compliance standards
• Conduct detailed reviews of sanctions-related investigations, including the analysis of potential matches to relevant regional watchlists and managing the escalation and submission process as required
• Analyze the risk profiles of Politically Exposed Persons (PEPs) and assess associated financial crime risks
• Maintain a working knowledge of local AML/CFT regulations, best practices, internal controls and AML/CFT risk management practices
• Assist in drafting and implementing of internal procedures to facilitate the escalation process
• Assist in investigation-related inquiries from law enforcement agencies and Financial Intelligence Units (FIUs)
• Act as point of contact with relevant compliance teams and all relevant stakeholders
• Exercise sound judgment in navigating complex, high-risk cases where solutions may not be straightforward, ensuring decisions are balanced and well-reasoned

Preferred Qualifications

• Experience with blockchain analytics and monitoring tools is preferred
• Knowledge of digital assets and fintech products is preferred
• CAMS certification, or willingness to obtain is preferred

Benefits

• Competitive salary
• Attractive annual leave entitlement including: birthday, work anniversary
• Aspire career alternatives through us. Our internal mobility program can offer employees a diverse scope
• Work Perks: crypto.com visa card provided upon joining
• Flexi-work hour and hybrid or remote set-up