Senior Fraud Risk Manager

Summary

Join Earnest as a Senior Fraud Risk Manager and contribute to our mission of making higher education accessible and affordable. You will develop and execute fraud prevention strategies, lead a team of analysts, and collaborate with various departments. This role requires extensive experience in fraud prevention and analytics, strong leadership skills, and proficiency in data analysis tools. Based in the San Francisco Bay Area with a flexible remote work option, this position offers a competitive salary and benefits package, including health insurance, retirement plan, paid time off, and various perks.

Requirements

• 8+ years of experience in fraud prevention strategies and analytics for loans or credit cards
• 3+ years of leadership experience managing fraud teams
• Strong expertise in fraud detection, analytics, and emerging fraud trends
• Expertise in fraud detection data, tools, methodologies, and industry best practices
• Proficiency in SQL and Python for data analysis
• Excellent communication, problem-solving, and collaboration skills
• Ability to prioritize and multitask in a fast-paced environment
• Willingness to travel to the Oakland office monthly

Responsibilities

• Develop and execute fraud prevention strategies to minimize risk while supporting business growth
• Partner with Fraud Operations to enhance fraud policies, procedures, and controls
• Lead, mentor, and develop a team of fraud prevention analysts
• Oversee fraud detection and investigation efforts, collaborating with Operations and Engineering
• Leverage fraud detection tools, analytics, and models to assess risk and identify trends
• Provide insights and recommendations to senior leadership
• Ensure compliance with fraud prevention regulations and conduct risk assessments

Preferred Qualifications

Knowledge and experience with laws and regulations designed to protect consumers and businesses from fraud

Benefits

• Health, Dental, & Vision benefits plus savings plans
• Mac computers + work-from-home stipend to set up your home office
• Monthly internet and phone reimbursement
• Employee Stock Purchase Plan
• Restricted Stock Units (RSUs)
• 401(k) plan to help you save for retirement plus a company match
• Robust tuition reimbursement program
• $1,000 travel perk on each Earnie-versary to anywhere in the world
• Competitive days of annual PTO
• Competitive parental leave
• Remote work option with 3 days a month in the Oakland office