Title Insurance Underwriter

Summary

Join Empora, a company revolutionizing the real estate closing process, as a detail-oriented Title Insurance Underwriter. You will play a critical role in evaluating title risks, examining legal documents, and ensuring smooth real estate transactions. This position requires reviewing title searches, analyzing title documentation, drafting title commitments, resolving title issues, and managing external relationships. You will apply underwriting standards, communicate effectively with internal and external parties, and stay updated on industry best practices. Empora offers a unique opportunity to make a significant impact and provides a supportive environment for professional growth. The company values fast delivery, smart implementation, and constant iteration to solve problems and delight customers.

Requirements

• Bachelor’s degree or equivalent experience in real estate, law, or a related field
• 3–5 years of experience in title insurance underwriting or a related role
• Strong understanding of title insurance principles, real estate law, and underwriting guidelines, particularly in Ohio, Pennsylvania, Florida, Missouri, Indiana, Kentucky, and/or Texas
• Familiarity with assignment contracts, transactional funding, double closings, title abstracts and chain of title, legal descriptions, surveys, lien searches, property taxes, probate, bankruptcy documents, commitments, endorsements, and title policies
• Excellent analytical, organizational, and communication skills
• Ability to manage multiple priorities in a fast-paced environment

Responsibilities

• Review title searches, public records, and legal documents to identify defects, liens, or encumbrances
• Analyze title documentation and determine insurability of properties
• Draft and issue title commitments, policies, and endorsements
• Resolve title issues through communication with attorneys, escrow officers, agents, and other parties
• Manage external relationships with law firms and underwriters
• Apply underwriting standards and guidelines to assess risk and make decisions accordingly
• Communicate effectively with internal teams and clients to address concerns or clarify requirements
• Stay updated on applicable laws, regulations, and industry best practices
• Maintain accurate documentation and ensure compliance with internal quality standards

Benefits

• Competitive compensation
• Comprehensive medical, dental, and vision coverage and HSAs (we cover 100% of employee premiums and 75% of dependent premiums)
• Short and Long Term Disability coverage, and Basic Life Insurance
• Paid parental leave
• Flexible vacation policy
• Technology and office setup provided so you can do your best work
• 401(k) matching