Account Executive Senior - Working Capital

Summary

Join Pathward, a hybrid, remote-office financial empowerment company, and manage a portfolio of accounts, ensuring relationships meet corporate standards for risk, profitability, and financial controls. You will manage portfolios using complete knowledge of client financials, management performance, and industry trends to minimize client losses. Ensure all advances and loans comply with loan policy and approved structure, attain acceptable contributions to overhead and profit, and document all relationships to ensure proper legal documentation. Resolve service problems, control operational costs, minimize client loss, propose policy changes, develop and operate within individual budgets, and structure and underwrite deal changes. Pathward offers a comprehensive benefits package including health insurance, 401(k), life insurance, disability benefits, and paid time off.

Requirements

• Bachelor's degree or equivalent education and work experience
• 5+ years relevant experience
• Customer service
• Communication skills (verbal & written)
• Collaboration
• Financial Acumen

Responsibilities

• Manage portfolio through complete and current knowledge of client’s financial condition, management’s performance and industry trends, and take timely action so client losses are minimized and do not exceed budgeted standards
• Responsible for ensuring all advances and loans comply with loan policy and approved structure
• Attain an acceptable contribution to overhead and/or profit from each client arrangement to achieve individual profit objective
• Responsible for documenting all relationships to ensure approved and required legal documentation
• Resolve factoring and asset based lending service problems, control operational costs and minimize loss of clients to competition
• Propose changes in policies and procedure to reduce costs and provide better and more efficient services
• Develop and operate within individual budget to control expenses
• Structure and underwrite changes to existing deals for management approval
• Other duties as assigned

Benefits

• Health insurance
• 401(k) retirement benefits
• Life insurance
• Disability benefits
• Paid time off