Associate

Summary

Join N26's AFC Operations Department in Paris as an Associate to ensure compliance with anti-financial crime regulations and company policies. You will play a key role in maintaining and enhancing the efficiency of market-centered and topic-centered processes. Responsibilities include conducting BAU investigations, drafting SARs, providing guidelines, handling special requests, conducting fraud and market deep dives, acting as a point of contact for internal processes, and supporting the French MLRO team. This role requires a strong banking financial crime background, operational experience, and excellent investigation skills. You will work with a team of highly motivated and diverse staff and collaborate closely with the MLRO function and other departments. N26 offers competitive benefits, including a personal development budget, work from home budget, discounts, flexible work arrangements, and a relocation package.

Requirements

• University degree in economics, law, business, or other relevant areas preferred
• Professional experience gained in the anti-financial crime field, with at least 3 years of experience
• Demonstrated experience in operational functions, including investigation, SAR drafting and transaction monitoring
• Fluency in English and French (spoken and written) - required
• In-depth knowledge of European and French regulations on financial crime (KYC, AML, terrorism financing, fraud, tax evasion)
• Excellence in investigation
• Excellent communication skills and ability to work with internal and external stakeholders
• Ability to liaise with the Italian Authorities
• Hands-on mentality and the ability to take ownership
• Hardworking, strong team player, forthcoming and resilient
• Diligent and reliable, solution driven and committed, ability to work under pressure
• Data driven mindset and attention to details

Responsibilities

• Perform BAU investigations as best in class
• Write SARs, ensuring quality according to the French FIU expectations
• Provide guidelines individually and collectively
• Handling Special Requests from Authorities and from the Regulator
• Conduct Fraud & Market Deep Dives on Patterns (Joint Effort with Excellence Team)
• Act as a Point of Contact for Internal Local or Topic Specific Processes
• Support the French MLRO team on various projects and ad-hoc demands
• Ensuring that all processes related to AFC are compliant with regulations, and are implemented effectively within the operations department

Preferred Qualifications

A first experience in fintech is a plus

Benefits

• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation
• Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members
• Additional day of annual leave for each year of service
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses
• A relocation package with visa support for those who need it