Commercial Lines Renewal Underwriter

Summary

Join Distinguished Programs as a Commercial Lines Renewal Underwriter specializing in multi-family, landlord, apartment, and condo insurance. You will manage account pipelines, select and qualify risks, price policies within program guidelines, and sell proposals to brokers. Direct communication and negotiation with brokers and carriers are key responsibilities. This role involves ensuring accurate underwriting information, determining eligibility, maintaining well-documented files, addressing questions, resolving issues, and servicing change requests. The position is remote and offers a competitive salary and benefits package. You will work with an energetic team committed to growth and building a best-in-class system.

Requirements

• Minimum of 3 years of commercial property underwriting experience
• Bachelor’s degree or equivalent combination of education and experience
• Commercial Real Estate Insurance knowledge required

Responsibilities

• Handle renewal accounts through outbound interaction with various carriers and brokers
• Work collaboratively and communicate effectively with internal sales staff on new business submissions
• Underwrite habitational risks by identifying and analyzing risk exposures, loss frequency and severity against desired coverage
• Develop relationships with both external and internal customers, with the "customer experience" in mind, and deliver exceptional experiences with every interaction, in all modes of communication
• Provide and create solutions for a broad range of inquiries from brokers and team members
• Adhere to rating rules with proper file documentation
• Navigate our online broker portal to complete tasks and troubleshoot
• Identify opportunities to improve underwriting efficiencies
• Work independently within deadlines while understanding the necessity for communicating and coordinating work efforts with stakeholders
• Obtain and understand market intel and trends
• Handle work with a focus on underwriting profitability

Preferred Qualifications

• Understanding of habitational P&C policies preferred
• Property and Casualty insurance license preferred (6 months preparation time permitted)
• Eager for continual learning; professional designations are a plus
• Strong verbal and written communication skills including negotiation skills
• Must be self-driven, detail-oriented, comfortable in a growing ever-changing organization, and have strong organizational skills including time-management and prioritization
• Some travel may be required from time to time for team and broker meetings

Benefits

• $70,000 - $85,000 base salary plus bonus. Salary commensurate with knowledge, skills, experience, and geographic location
• Summer Fridays (Leave at 2:00PM all Fridays from Memorial Day to Labor Day)
• Great healthcare coverage including Medical, Vision, and Dental
• 401k with company match. Immediately 100% vested
• Life, AD&D, Critical Illness, Accident, and Disability (short-term & long-term) insurance
• Growth and development opportunities
• Work-Life Balance and wellness benefits with generous time off policy including PTO and paid holidays, Dependent Care FSA, Healthcare FSA, Virtual Telemedicine, Employee Discount Programs, Paid Parental (primary or secondary caregiver) Leave, HSA, HRA, Commuter/Transit FSA, and a Sabbatical every 7 years