Remote Commercial Underwriter

Summary

The job is for an Underwriting Team Member at Zensurance, a technology-forward InsurTech company offering modern insurance solutions to small businesses in Canada. The role involves automating administrative tasks, maintaining and growing underwriting authority, and providing support to the broking team. The position requires a university degree or college diploma and at least 3 years of commercial underwriting experience.

Requirements

• University degree or college diploma in a recognized technical, vocational or academic program or equivalent work experience
• Minimum 3 years of commercial underwriting experience

Responsibilities

• Own referral underwriting of multiple lines of business, including commercial property, general liability and specialty lines
• Work closely with the broking team to provide quotes, guidance and place risks within our in-house facilities
• Partner with the Insurance Analytics team to review Zensurance’s binding authority programs
• Have access to program data in real-time to understand current performance and make data-driven recommendations in terms of expanding authority
• Negotiate with partner insurers on terms and conditions that fall outside our authority
• Proactively identify cause-and-effect relationships and explore alternative solutions to support sound decision-making
• Maintain data integrity to support the underwriting processes and help the team's objectives
• Adhere to underwriting standards and good practices to minimize risk
• Assist in auditing in-house policies for adherence to our underwriting guidelines
• Own referral underwriting of multiple lines of business, including professional lines and medical malpractice
• Assist with wording comparisons across different insurance companies
• Partner with Senior Underwriters, Underwriting Specialists and the Director of Underwriting in the process of evaluating new program opportunities, creating the desired underwriting guidelines, and comparing current coverage offerings in the market
• Keep up to date with industry trends to deliver excellence in underwriting and continuously build expertise
• Where appropriate, escalate difficult or complex items and customer complaints or inquiries to Senior Underwriters or the Director of Underwriting

Benefits

• Opportunity to work for Canada’s fastest-growing #insurtech scale-up
• Primarily remote work environment available to everyone
• Laptop, extra monitor and main accessories are provided
• Extra home office and supplies allowance to help with work-from-home set up
• Comprehensive and flexible health and dental plans to suit all lifestyles, including mental health
• Health/Personal Spending Accounts to subsidize your healthy habits and purchases
• Parental Leave Top Up
• Weekly Friday companywide huddles for casual catch-ups with other departments
• Build next-level relationships with your peers through scheduled companywide virtual and in-person team-building events
• Be a part of something special. We are confident you won’t find any other insurance company like us :)