Compliance Analyst

Summary

Join TransferMate's expanding US Compliance team as a fully remote U.S./Canada Compliance Analyst! This role supports the BSA/AML Compliance Manager in all aspects of compliance for US and Canadian legal entities, working closely with the first line of defense. You will assist in implementing and maintaining the company's BSA/AML compliance program, support AML monitoring and investigations, and conduct reviews of client files. The ideal candidate possesses experience in US/Canada regulatory requirements for payment services, interaction with regulators, and risk mitigation within NMLS. This position offers a competitive salary, remote work flexibility, and various benefits.

Requirements

• Experience in a similar compliance or risk role within a global organization, preferably in a B2B payments firm or corporate banking environment
• Working knowledge of NMLS system including creating new company or individual filings, quarterly call reports, license renewals
• Experience in dealing/liaising with financial regulatory authorities
• Ability to understand/interpret new and existing regulatory requirements
• Strong time management and organizational skills
• Excellent verbal and written communication skills
• Experience and comfortable in establishing relationships with internal and external departments and key stakeholders
• Previous experience in dealing with U.S. Regulators & Auditors
• Attention to detail
• Previous experience dealing with U.S. Sanctions programs
• Bachelor’s or Master’s degree in Law, Finance, Business Administration, or a related field or equivalent experience

Responsibilities

• Assist in the implementation and maintenance of the company’s BSA/AML compliance program under the guidance of senior compliance officers
• Support AML monitoring, investigations, and regulatory reporting teams by gathering and organizing relevant documentation, including preparing draft Suspicious Activity Reports (SARs) and ensuring accurate record-keeping of compliance activities
• Work within ComplyAdvantage to extract transaction information as required
• Assist with internal and external audits by coordinating requests for information, distributing audit documentation to internal teams, and addressing audit findings under the direction of the BSA/AML Compliance Manager
• Conduct initial reviews of escalated client files related to Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD), flagging high-risk cases for further review and ensuring onboarding documentation is complete
• Provide support to Sr. Regulatory Reporting Analyst for regulatory reporting, including assisting with National Multistate Licensing System (NMLS) quarterly reports, annual reporting coordination, and Money Services Business (MSB) license renewals by gathering necessary documentation and liaising with regulatory bodies
• Assist BSA/AML Compliance Manager in responding to routine inquiries from internal teams regarding BSA/AML compliance policies, escalate complex issues to senior staff, and support training efforts to ensure team awareness of regulatory requirements and company policies
• Participate in compliance training sessions to remain informed on regulatory requirements and assist with other compliance-related tasks as assigned by the BSA/AML Compliance Manager or senior compliance staff

Preferred Qualifications

Professional certifications (e.g., CAMS, CCEP, ICA, or similar compliance credentials) would be an advantage

Benefits

• Competitive annual leave and additional days per length of service
• Remote working and flexible working hours
• Maternity and paternity leave
• Compassionate leave