Compliance Associate

Summary

Join Rain, a company rebuilding global financial infrastructure, focusing on making stablecoins usable worldwide. We partner with various financial institutions to create global, inclusive, and efficient solutions. We are seeking a highly analytical and ethical compliance professional with extensive knowledge of KYC/KYB and AML frameworks. The ideal candidate will possess a deep understanding of the regulatory landscape for financial products and experience with compliance investigations and due diligence. This role offers opportunities for professional growth within a fast-paced company. You will be a core member of our compliance team, contributing to organizational growth and reporting to the Chief Compliance Officer. This position involves managing our compliance program, liaising with regulatory agencies, analyzing company policies and practices, and refining compliance processes.

Requirements

• BA/BS required; advanced degree is a plus
• 6+ years of compliance or related experience at a bank, financial services firm, or financial technology company
• Strong knowledge of global regulatory frameworks, including BSA/AML, OFAC/sanctions, money transmitter, and other financial regulatory frameworks
• Transaction monitoring and fraud management experience
• Proven track record of complex problem solving and decision-making skills
• Strong analytical skills and team player
• Based in the U.S

Responsibilities

• Work with the team to help manage our comprehensive compliance program and liaise with all regulatory agencies and financial service providers
• Analyze and evaluate the company’s policies, procedures, products, and business practices to ensure compliance with applicable laws and regulations
• Actionalize and refine KYB, KYC and AML processes and procedures based on best practices informed by operational data
• Oversee and implement all aspects of regulatory compliance programs
• Lead and manage regulatory examinations
• Contribute to the firm’s risk management efforts
• Monitor and analyze customer and transaction data to identify any potential suspicious activity and complete the required forms such as OFAC reports and Suspicious Activity Reports (SARS), if necessary
• Assist with the investigation of fraud and restricted activities, as necessary
• Stay up to date on all compliance-related developments in relevant jurisdictions impacting business activities, and continually refine and perfect the company’s compliance programs

Preferred Qualifications

• International Experience, especially in the Caribbean and Latin America
• Experience with HMT, UN screening lists
• Record of having worked in a high growth atmosphere
• Exposure to B2B credit compliance frameworks
• International compliance and reporting frameworks
• Experience deploying and implementing compliance tools and services

Benefits

• Top-tier coverage: We cover 95% of Medical, Dental, and Vision premiums
• 401(k) with matching: Invest in your future, just like we’re investing in ours
• Ownership that matters: Every team member gets equity because we believe in building together
• Work your way: Flexible hybrid setup with a prime SoHo office for NYC-based teammates
• Unlimited PTO: Because time to rest and reset is just as important as time to ship
• Product-first perks: Monthly budget to test our cards and features like a real user
• Wellness support: Monthly stipend to spend on fitness, therapy, or whatever keeps you thriving
• Home office setup: One-time stipend to create a space that works for you
• Team connection: Frequent company events, team dinners, and offsites to stay connected