Compliance Officer

Summary

Join Bitso as a Compliance Officer in Brazil and lead compliance efforts to ensure legal and ethical operations. You will develop and manage compliance and AML/TF programs, review company policies, advise management on risks, and respond to authorities' inquiries. This critical role ensures adherence to Brazilian Central Bank regulations and other relevant authorities. You'll be responsible for developing, implementing, and managing the organization's compliance program, preparing KYC policies, and verifying compliance with regulatory requirements. The ideal candidate possesses a Bachelor's degree, 6-8 years of experience in a compliance officer role within the financial services industry, and knowledge of Brazilian Central Bank regulations. Bitso offers a remote-first work environment, unlimited paid time off, employee stock options, and various other benefits.

Requirements

• Bachelor's degree in law, finance, business management, or a related field
• 6-8 years' proven experience in a compliance officer role
• Good knowledge of legal requirements and controls
• Experience as a Compliance Officer/Compliance management role in the financial services industry, preferably within a Payment Institution
• Knowledge of Brazilian Central Bank regulations and global compliance requirements for Payment Institutions
• Experience in risk management
• Excellent oral and written communication skills
• Be hands-on and have the ability to adapt
• Highly-analytical with strong attention to detail
• Familiarity with industry practices and professional standards
• Integrity and professional ethics
• Professional Compliance certification
• Fluent in English and in Portuguese

Responsibilities

• Developing, implementing and managing an organization's compliance program to ensure the organization operates in accordance with the federal laws and applicable regulation
• Prepare policies for identification and knowledge of the Client (KYC)
• Verify that the company complies with the information and documentation requirements of the authorities
• Verify that the company complies with the orders of securing or unblocking of accounts or resources related to any AML/TF matters
• Define the criteria, measures and procedures to be adopted in order to comply with the regulations
• Develop and review company policies
• Coordinating with regulators audits and requirements
• Planning, implementing and overseeing risk-related programs
• Regular audits to identify possible weaknesses or risks
• Creating and coordinating proper reporting channels for compliance issues
• Developing company compliance communications
• Coordinating and scheduling required compliance training for employees
• Implement and manage an effective compliance program
• Create and manage effective action plans in response to audit discoveries
• Resolve employee concerns about compliance
• Determine compliance metrics and tracking them
• Revise, provide insightful inputs and sign off on new financial products to ensure it is compliance with local regulation
• Remain up to date on laws related to the organization, inform the impacted teams to react accordingly and update policies accordingly
• Perform compliance audits to determine whether establish protocols are being followed and where they can be improved
• Maintain up to date written documentation and policies related to the organization's business activities
• Resolve compliance staff members questions
• Analysis of digital assets transfers from a compliance and AML/CTF perspective
• Monitoring activities of customers transactions
• Coordinate the follow-up activities of Operations and the investigations to be carried out at the institutional level
• Verify that the corresponding alerts have been analyzed and the respective investigations have been analyzed and documented, which shall be recorded in files or records
• Participating reviews of key clients and support for key projects
• Inform the Committee regarding acts or omissions made by the directors, officers, employees
• Inform the Committee of the execution of Transactions whose characteristics may generate a high risk
• Support in the creation and sending of the AML reports
• Prepare and submit regulatory reports and filings as required
• Design solutions that both fulfil our business needs and comply with applicable compliance requirements
• Responsible for compliance of STA and Simba (Jud)

Preferred Qualifications

• Experience working in crypto industry
• Additional AML certification
• Good understanding of the blockchain technology
• Spanish is a plus

Benefits

• Me Time program, including unlimited paid time off
• Remote-first work environment
• Employee Stock Option program
• Zero trading fees through our Bitso Alpha app
• Extended Family Leave Policy: all birthing parents, non-birthing parents and adopting parents are eligible for a 4-months leave
• Premium health, dental and life insurances in Mexico, Gibraltar, Colombia, USA, Brazil and Argentina
• Volunteering days
• Monthly stipend for gym memberships, relaxation activities, sports equipment, cooking classes, books, entertainment and more