Consumer Underwriter

Summary

Join BHG Financial, a growing company with an award-winning culture focused on developing employees into business leaders. We offer leading-edge financial solutions and personalized concierge service to high-earning professionals and businesses. As a Credit professional, you will analyze financial information, perform cash flow analysis, and make creditworthiness decisions. You'll need experience in accounting, finance, or a related field, along with strong analytical and communication skills. BHG Financial provides a supportive work environment with opportunities for professional development and various benefits, including comprehensive health insurance, paid time off, a 401(k) plan, and wellness initiatives.

Requirements

• 1+ year(s) experience in accounting, tax or financial industry preferred; OR  2+ Years of experience with administration and clerical duties
• Attention to detail is a must
• Familiarity with credit reports, personal and corporate tax returns
• Must be detail oriented with a strong focus on quality and accuracy
• Ability to work with colleagues to acquire all required documentation
• Ability to prioritize and multitask under tight deadlines
• Ability to interpret complex information and give quality results in an extremely face-paced environment
• Must be service-oriented, customer-focused, a team player, and have a helpful personality
• Excellent communication and interpersonal skills
• Microsoft Office
• Must have strong organizational, critical thinking, and analytical skills, and a keen eye for detail
• Ability to work at a computer for 8+ hours/day
• Fine motor manipulation using a computer (mouse/keyboard)
• Ability to communicate professionally via video calls

Responsibilities

• Analyze and spread financial information such as tax returns, personal financial statements and credit reports to determine the degree of risk involved with extending credit or lending money
• Perform cash flow analysis
• Make appropriate decisions based on creditworthiness; verify applications for completeness, conduct credit investigation, and document loan decision
• Develop working knowledge of commonly used credit concepts, practices, policies and procedures relevant to businesses
• Prepare loan packages in compliance with policies and procedures from department
• Strong understanding of loan risk factors
• Work across departments to ensure strong communication and collaboration
• Assist with credit-related projects and initiatives
• Any other duties as assigned by management

Preferred Qualifications

• College coursework in business administration, finance, accounting, mathematics or related fields preferred
• Familiarity with tax transcripts preferred

Benefits

• Medical/Rx/Dental/Vision coverage for employees and their eligible family members
• Competitive PTO and vacation policies
• 1 Friday off each month for Wellness Weekends
• Company 401(k) plan with employer contributions after one year
• Company-sponsored training and certification opportunities
• Quarterly award ceremonies where top achievers are celebrated and receive additional bonuses
• Ongoing volunteer opportunities to give back to the community through our BHG Cares program