Sowelo Consulting is hiring a
Credit Analyst

Summary

The job is for a Credit Analyst position at a fast-growing, agile international consulting firm headquartered in the UK. The role requires fluency in German and involves credit assessment, risk management, and maintaining relationships with key stakeholders.

Requirements

• Hold a Bachelor’s degree in Finance, Accounting, Business Administration, or a closely related discipline
• Possess at least 6 years of professional experience as a Credit Analyst, ideally within corporate finance or consulting
• Demonstrate a solid grasp of financial statements, credit analysis, and risk assessment
• Be fluent in German, with strong communication and interpersonal skills
• Show proficiency in using financial analysis software and tools
• Exhibit a keen eye for detail along with strong analytical and problem-solving skills

Responsibilities

• Analyze financial statements, credit reports, and other relevant data to evaluate the creditworthiness of potential and existing clients
• Conduct comprehensive risk assessments to gauge the likelihood of repayment and identify potential credit risks
• Prepare detailed reports with recommendations for credit limits and terms
• Perform in-depth analysis of clients' financial health, focusing on liquidity, profitability, and cash flow
• Regularly monitor and review clients' financial performance to detect any changes in credit risk
• Make informed credit decisions and present findings to senior management and stakeholders
• Prepare and present regular reports, highlighting key trends, risks, and mitigation strategies
• Collaborate with sales, finance, and legal teams to ensure alignment on credit policies and decisions
• Communicate effectively with clients and stakeholders in German to gather necessary information and explain credit decisions
• Ensure compliance with internal credit policies, procedures, and regulatory requirements
• Implement and maintain internal controls to mitigate credit risk and protect company assets

Benefits

• Choice of permanent contract or B2B contract
• Work fully remote in a stable, multinational company located in the UK working with the latest technologies
• Opportunity for self development while working in a flexible schedule while maintaining a healthy work-life balance