Credit Specialist

Summary

Join EquipmentShare as a Credit Specialist in our Columbia, MO corporate office! This growing department needs someone to oversee the entire credit review and approval process for prospective rental customers. You will analyze credit applications, verify information, and make lending decisions. This role requires strong analytical and communication skills, experience in credit analysis, and proficiency with various tools. We offer a competitive salary and benefits package, including medical, dental, vision, 401k, generous PTO, and professional development opportunities.

Requirements

• Possess analytical thinking skills
• Knowledgeable in the fields of economics, accounting and finance, and capable of analyzing risk
• Excellent communication skills, both written and verbal
• Able to work thoroughly and produce accurate work in a fast-moving, ever-changing work environment
• High School Diploma, Equivalent Education or Experience required
• At least 2 years of work experience in credit analysis, finance and/or lending
• Must be able to sit for prolonged periods at a desk and work on a computer

Responsibilities

• Review initial credit application for prospective renters
• Organize, update and maintain new customer documentation in spreadsheets
• Oversee the verification process for all renters, including verifying name and other pertinent information with the state
• Champion the credit report pull process, including running renter credit through third party credit verification systems
• Ensure credit reports are successfully pulled, documented and analyzed
• Communicate, collaborate and work closely with the Credit Manager on a daily basis to ensure all credit reports are sound and thorough reviews are completed
• Interact and use various tools and programs to complete the credit review process, such as Retool, Jotform, Dun & Bradstreet, and ESAdmin
• Prepare correspondence to renters detailing their credit limit and onboarding information
• Onboard customers into EquipmentShare’s rental platform
• Identify, evaluate and determine the correct next steps following potential credit quality issues in order to minimize risk and loss to the company

Preferred Qualifications

• Experience working with liens is preferred
• Bachelor's degree, preferred

Benefits

• Competitive salary
• Medical, Dental and Vision coverage for full-time employees
• 401(k) and company match
• Generous paid time off (PTO) plus company paid holidays
• Stocked breakroom and full kitchen, chef prepared meals daily (breakfast and lunch)
• State of the art onsite gym (Corporate HQ) with instructor led-courses/Gym stipend for remote employees
• Seasonal and year round wellness challenges
• Company sponsored events (annual family gatherings, happy hours and more)
• Volunteering and local charity initiatives that help you nurture and grow the communities you call home. Employees receive 16 hours of paid volunteer time per year
• Opportunities for career and professional development with conferences, events, seminars and continued education