Financial Analyst - Credit

Summary

Join OnePay as a Financial Analyst and contribute to the development of robust financial analysis and efficient processes to support business objectives. You will create forecasts and budgets, track performance, and conduct ad hoc analyses, primarily focusing on OnePay's credit products. Success in this role involves delivering timely insights to business partners through data-driven analysis, modeling, attention to detail, and continuous improvement. This role is responsible for forecasting and budgeting, management reporting and financial analysis, and ad hoc projects and analysis. The ideal candidate possesses 2-5 years of relevant experience, a bachelor's degree in a related field, advanced proficiency in Google Sheets and Excel, strong SQL skills, and excellent communication abilities. OnePay offers a competitive salary, stock options, health benefits, 401(k) matching, remote-friendly work, flexible time off, and growth opportunities.

Requirements

• 2 - 5 years of relevant work experience in strategic finance, corporate finance, FP&A, banking, or related fields
• Bachelor's degree in Finance, Business, Economics, Accounting, or other relevant field
• Advanced proficiency in Google Sheets and Excel
• Strong proficiency in SQL and a strong analytical mindset and grasp of data analysis
• Skill in written, verbal, and visual communication of data
• Problem solving skills and business judgment to ask astute questions, design meaningful analyses, and translate output into actionable insights
• An act-like-an-owner mentality. We have a bias toward taking action
• Fluent English

Responsibilities

• Forecasting and budgeting: Building, improving, and maintaining complex Google Sheets and Excel models
• Gathering business inputs and developing forecasts and budgets
• Analyzing assumptions and outputs, providing insights about expected business trends and performance to partners & General Manager of credit products
• Developing crisp and clear materials for business partner and executive audiences
• Management reporting and financial analysis: Developing, building, and automating actionable management reports
• Coordinating variance analysis and developing materials to provide insights
• Partnering with analytics and other finance teams for key performance tracking and analysis
• Ad hoc projects and analysis: Conducting analysis and supporting business priorities including new product development, pricing and revenue strategies, and expense efficiency strategies
• Identifying opportunities to simplify and automate processes within finance and accounting as we scale
• Collaborating to guide important initiatives such as process improvement and standardization, system enhancements, and data governance

Preferred Qualifications

Financial services experience, particularly with consumer credit products, a plus

Benefits

• Competitive base salary, stock options, and health benefits from Day 1
• 401(k) plan with company match
• Remote-friendly (US), flexible time off (FTO), and opportunities for growth