Head of Engineering

Summary

Join Mercury as the Head of Risk Engineering and lead a team in designing, developing, and scaling risk management systems. You will define and execute a risk engineering strategy aligned with Mercury's growth, build and scale risk infrastructure, and develop self-service tools for internal teams. Collaboration with various teams, including product, compliance, and design, is crucial. The role requires proven leadership in engineering, risk and compliance expertise, and technical proficiency. Mercury offers a competitive total rewards package including base salary, equity, and benefits.

Requirements

• Proven leadership in engineering: 10+ years of engineering experience with at least 2 years in a senior leadership role (e.g., head, director, or senior manager), ideally within fintech or regulated technology environments
• Risk and compliance expertise: deep experience in fraud prevention and compliance (KYC/KYB, AML), ideally within the financial services industry
• Technical proficiency: knowledge of backend systems, and risk-related technologies (e.g., machine learning for fraud detection)
• Customer-centric approach: heavy focus on understanding users and developing strong and well-informed opinions on the product
• Data-driven mindset: skilled at leveraging data and analytics to inform risk strategies, with a strong understanding of the role data systems play in decision-making and real-time risk management
• Strong cross-functional collaboration skills: ability to work closely with diverse teams, including product, compliance, and design, to develop holistic risk solutions that enhance security while preserving user experience
• Adaptability and innovation: ability to navigate and lead in a fast-paced, dynamic environment. Skilled in designing systems that are both secure and flexible that evolve with the company’s growth

Responsibilities

• Define and execute a risk engineering strategy: develop plans that align with Mercury’s long-term vision to ensure that our approach to risk supports rapid and compliant growth
• Lead a team of talented managers and engineers: foster a culture of excellence, innovation, user-centric design, and collaboration in our engineering team
• Build and scale risk infrastructure: architect and scale foundational risk systems to support real-time decision-making, effective data management, and advanced fraud prevention
• Develop self-service tools for internal teams: empower product, compliance, and risk operations teams with extensive and user-friendly risk tooling, enabling independent monitoring and management of risk processes and reducing dependencies for day-to-day operations
• Support compliance and regulatory standards: collaborate with legal and compliance experts to keep Mercury a compliance leader in an evolving regulatory climate
• Champion data-driven risk management: lead initiatives to leverage data and machine learning in fraud detection and compliance, providing Mercury with actionable insights and automated solutions that improve our resilience

Preferred Qualifications

Familiarity with Mercury’s stack (Haskell, TypeScript, React) is a plus

Benefits

• The total rewards package at Mercury includes base salary, equity (stock options), and benefits
• Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry
• US employees (any location): $278,000 - 327,000 USD
• Canadian employees (any location): CAD 253,000 - 297,600