International Fintech Counsel

Summary

Join Toast's Legal team as an International FinTech Counsel and provide US and international transactional and regulatory legal support. You will advise stakeholders on multinational financial laws, draft and negotiate agreements, research regulatory questions, and represent Legal on cross-functional teams. This mid-level attorney role requires 6-12 years of experience advising on US and international financial products and services, strong knowledge of financial laws and regulations, and expertise in specific financial products. The role offers flexibility for remote or hybrid work. Competitive compensation and benefits are provided, including flexible paid time off, sabbatical opportunities, professional development, and more.

Requirements

• Hold a degree from an ABA-accredited law school, or the equivalent in your jurisdiction, and meet all professional and legal requirements necessary to practice in-house law in your jurisdiction
• 6-12 years of legal experience advising corporate clients on US and international financial products and services
• Strong knowledge of financial laws and regulations and best practices across multiple international territories, including applicable jurisdictional laws related to banking products, consumer protection, extensions of credit, flows of funds (including money transmission), and card association and payment network rules
• Experience overseeing the expansion of numerous financial products and services into new global territories and ability to manage multiple implementations at once
• Subject matter expertise with one or more of the following products/services: commercial credit. (e.g., loans, lines of credit, and/or credit cards), banking products (e.g., checking, savings, debit cards), alternative payment methods, purchase financing, merchant acquiring services, early wage access products, and/or retail installment sales
• Must possess excellent verbal and written communication skills, and be able to deliver clear and concise messaging to diverse audiences

Responsibilities

• Advise a wide range of cross-functional business stakeholders on multi-national financial laws and regulations to facilitate the fast-paced expansion of Toast’s payments and banking products and services into new international territories
• Draft and negotiate strategic partnership agreements and other commercial contracts with financial institutions, third-party providers of financial services, card networks, and merchants
• Research, analyze, and respond to legal and regulatory questions regarding a variety of financial products and services across multiple jurisdictions in various stages of roll-out
• Represent Legal on cross-functional teams to help design and implement cutting-edge financial products, identify creative solutions to unique use cases and escalated issues, and ensure compliance with applicable laws, regulations, partner contracts, and card brand rules
• Review multi-channel advertising materials for compliance with applicable laws and best practices, and provide feedback and guidance to Marketing team stakeholders

Preferred Qualifications

Expertise across the UK, Ireland, Canada, the US, Australia, and/or New Zealand

Benefits

• Flexible paid time off
• Sabbatical opportunity after five years
• Professional development reimbursement program
• Commitment to employee wellbeing through resources such as a quarterly wellness stipend and mental health benefits
• Parental leave
• Various peer and company recognition programs
• 401(k) and matching
• Core health and welfare benefits including medical, dental, & vision coverage
• Employee stock purchase plan
• Subsidized backup childcare
• Remote or hybrid work flexibility