Principal Product Manager

Summary

Join Ethos as a Principal Product Manager, Life Insurance Products and lead the development and launch of new life insurance products. You will collaborate with cross-functional teams, carrier partners, and leverage your extensive knowledge of the life insurance lifecycle. This role requires a minimum of 10 years of experience in product management within the life insurance industry. You will be responsible for analyzing new product opportunities, integrating with policy administration systems, and optimizing the product portfolio. Ethos offers a competitive salary and benefits package. Apply even if you don't meet every requirement; Ethos values diversity and inclusion.

Requirements

• A minimum of 10 years of experience in product management with a proven track record of launching life insurance products and delivering clear, demonstrated results
• Extensive knowledge of the entire life insurance lifecycle, including policy administration systems, underwriting, and policy issuance
• Experience with ACORD standards to facilitate standardized insurance data exchange and alignment across processes
• Hands-on experience designing, implementing, and maintaining eApplication systems to enhance the digital insurance application experience
• Proficiency in policy contract creation systems to ensure accuracy, efficiency, and compliance in policy document generation
• Experience integrating with policy administration systems and other carrier systems to support seamless product implementation and operational workflows
• Strong analytical skills to identify and evaluate new product opportunities and insurance distribution channels. Ensure alignment with customer needs and business goals
• A demonstrated ability to scale and optimize products, driving both usage and customer satisfaction
• A growth mindset — you thrive on experimentation, data analysis, and an unwavering focus on delivering results
• A strong understanding of current product best practices, with a forward-thinking perspective on the future of product development
• A sense of urgency and the ability to make an impact in a fast-paced environment

Responsibilities

• Lead the end-to-end development of life insurance products, including Whole Life, Permanent Life, Term, Indexed Universal Life, Final Expense, Disability Insurance, and insurance riders
• Collaborate closely with carrier partners to implement new products and ensure seamless integration into the broader product ecosystem
• Work cross-functionally with engineering, design, internal stakeholders, and third parties to develop a deep understanding of policy administration systems and their role in the life insurance lifecycle
• Integrate with policy administration systems and other carrier systems to ensure smooth product implementation, data flow, and operational efficiency
• Leverage ACORD standards to enable standardized insurance data exchange, alignment, and compliance across systems
• Analyze new product opportunities and insurance distribution channels to ensure products meet customer needs while delivering maximum business value
• Drive the development and integration of eApplication systems to simplify the life insurance application process and improve the customer experience
• Oversee policy contract creation systems to ensure accurate, efficient, and compliant generation of policy documents and contracts
• Create a clear and compelling medium- and long-term vision for specific Ethos product areas
• Build a product discovery process for exploring new product ideas. Use experiments to validate key hypotheses quickly and effectively
• Optimize the life insurance product portfolio with a focus on accessibility, simplicity, and driving business impact

Benefits

US national base salary range for this full-time position is $129,000 - $228,000