Product Manager, Payments

Summary

Join Scalable Capital, a leading European digital investment platform, as a Product Manager for payments. You will own the end-to-end product development process for payment offerings on our new investment platform, from discovery to launch. This crucial role involves defining and executing a product strategy, ensuring a seamless client experience, and collaborating with internal and external stakeholders. You will utilize agile methodologies and leverage data-driven decision-making to deliver innovative solutions. The ideal candidate possesses in-depth knowledge of SEPA payments, regulatory frameworks, and experience in product management within the payments or banking domain. Scalable Capital offers a dynamic work environment, attractive compensation, and various benefits.

Requirements

• In-depth knowledge of SEPA payments, including Credit Transfer (SCT), Direct Debit (SDD), Instant Credit Transfer (SCT Inst) and R-transactions
• Familiar with message formats such as camt, pacs, and MT, ensuring effective communication and data exchange between financial institutions
• Insight into the roles and responsibilities of key entities of the European payment infrastructure, such as SWIFT, Bundesbank, ECB, and EPC, and their interactions within the payment ecosystem
• Knowledge of regulatory frameworks governing financial transactions and compliance with anti-money laundering (AML) and sanctions laws
• Passion for technology, finance and digital products
• Experience in product management ideally in the payments or banking domain
• Experience in building highly scalable & reliable cloud-native, microservice-based technology platforms
• Strong analytical thinking, leveraging both quantitative and qualitative data to drive decisions
• Utmost attention to detail and a culture of excellence
• Excellent communication skills that are clear, concise, and targeted towards your audience - software engineer, stakeholder or executive
• A great understanding of and focus on customer problems and needs
• Hands-on mentality: from ideation and research to prototype and user story, you can handle it
• Experience with common agile working tools like Jira, Confluence, Figma and similar applications
• Excellent English communication skills

Responsibilities

• Own the product development process from discovery to launch, ensuring high-quality delivery of innovative solutions to challenging problems
• Define and execute a comprehensive product strategy and roadmap that aligns with client needs and company goals
• Implement user-centric improvements across our payments offerings, enhancing the platform to meet changing client expectations
• Collaborate with internal teams, external partners, and regulatory bodies to ensure seamless integration of payment solutions with other Scalable Capital services and the complex and regulated capital markets infrastructure
• Coordinate resources, create timelines, and manage dependencies across teams to ensure optimal delivery of products
• Utilize agile methodologies to drive product development, facilitating regular ceremonies including sprint planning, retrospectives, and cross-team alignments to enhance collaboration and transparency

Preferred Qualifications

German is advantageous

Benefits

• Be part of one of the fastest-growing and most visible Fintech startups in Europe, creating innovative services that have a substantial impact on the lives of our customers
• Work with an international, diverse, inclusive, and ever-growing team that loves creating the best products for our clients
• Enjoy an office in a great location in the middle of Munich or Prenzlauer Berg, a vibrant district surrounded by an exciting array of restaurants, cafés and convenient amenities
• Be productive with the latest hardware and tools
• Learn and grow by joining our in-house knowledge sharing sessions and spending your individual Education Budget
• Learn and experience German culture first hand by joining our free German language classes
• (International) relocation support
• Flexible vacation policy and the opportunity to work from abroad
• Benefit from an attractive compensation package and from the company pension scheme
• Monthly contribution of 25% for the ‘Deutschland Jobticket’
• Say goodbye to order commissions and say hello to your complimentary subscription of Scalable Capital's PRIME+ Broker