Senior Product Manager, Payments

Summary

Join Owner.com as a Senior Product Manager, Payments & Risk to build and optimize internal fraud detection, payment, and security systems. You will create a payment infrastructure roadmap, manage product development, collaborate with partners, and conduct market research. This role involves maintaining existing payment capabilities and developing a Payments strategy to meet market demands. The position offers a remote-first work environment and a competitive salary. The ideal candidate possesses extensive experience in payments and fraud, with a proven ability to build and scale solutions. There's potential for advancement to a Staff Level role based on experience and performance.

Requirements

• 8+ years of product management experience with significant experience in payments, fraud detection, or fintech product management
• Experience building solutions with transaction revenue or knowledge of pricing on transactions in general
• Experience and working knowledge of payment players (esp Stripe or Adyen), ecosystems, incentives, and foundational systems
• Proven experience working with payment infrastructure at scale- ideally in vertical SaaS providing payments to a large number of small businesses
• Strong operational mindset—deep understanding of fraud detection, transaction flagging, and automation processes
• Hands-on experience in payment security, MFA, and risk mitigation
• Quick understanding of new fraud motives and sensible diagnosis of key control points
• Strong analytical and quantitative skills with the ability to use data and metrics to back up assumptions and recommendations to drive actions
• Proven ability to roadmap and execute quarterly plans, run sprints, and manage backlogs

Responsibilities

• Design the roadmap for maturing the Owner payments platform, so we can fully control the onboarding and user experience for our customers, help them manage complex flows like KYC and chargebacks, and pass along the absolute best processing rates
• Successfully ship new Payment & Fraud related products, including defining vision, strategy, outcome-driven product roadmaps and creating and managing backlogs
• Expand our fraud detection abilities and build out remediation systems
• Drive an application security roadmap in concert with engineering
• Optimize payment integrations by identifying gaps in their processing and ensuring our customers get the best possible rates
• Lay the foundation for a dedicated payments team as we scale, influencing the structure and strategy for long-term success

Benefits

• The estimated base salary range for this role is $180,000 - $230,000 USD plus a generous equity pre-IPO equity package
• Comprehensive health coverage
• Work from anywhere (remote-first workplace)
• Unlimited PTO - plus extra fun perks!