Remote Commercial Lender

Summary

Join our bank client as a Hybrid Remote Commercial Lender in the Naperville, IL market, making and servicing commercial loans, assisting senior officers, and providing customer services.

Requirements

• Bachelor’s Degree required
• Six or more years of progressively greater responsibility and experience in the commercial lending area is a must
• $15MM in annual commercial loan production required
• Experience analyzing financial statements
• Completion of a formalized credit training program is preferred
• Thorough knowledge of Federal and State regulations covering commercial banking activities
• Strong analytical ability with effective written and verbal communication skills required
• Efficient use of Outlook, Word, and Excel applications
• Excellent interpersonal skills

Responsibilities

• Developing and managing commercial loan accounts that meet established lending requirements and provide maximum profitability at minimum risk
• Collecting and analyzing information that reflects the current creditworthiness of customers and the current merits of existing loans
• Reviews and analyzes title reports or surveys to determine issues and any present or potential risks
• Analyzing the applicant’s financial status, credit, and property evaluation to determine the feasibility of granting the loan or submitting an application to a credit analyst for verification and recommendation
• Meeting with applicants to obtain loan application information and answer questions about the process
• Guiding loans through the approval and closing process
• Explaining, promoting, cross-selling, or referring banks, insurance, and trust products or services
• Representing the Bank in the community through professional and civic involvement is critically important to this role