Remote Credit Risk Manager

Summary

Join Oyster's global employment platform as a Credit Risk Manager, responsible for managing and mitigating credit risk across the company's portfolio. This role requires strong analytical, communication, and presentation skills, with experience in process optimization within credit risk management.

Requirements

• Bachelor’s degree in Business, Finance, Economics, Accounting, or a related field
• 7+ years of credit risk management experience, ideally within Corporate Treasury, banking, or financial services
• In-depth knowledge of credit risk regulatory requirements and internal risk governance frameworks
• Strong understanding of credit risk management principles and relevant regulatory frameworks
• Demonstrated experience in process optimization within credit risk management, including implementation of best practices and new technologies
• Excellent analytical, communication, and presentation skills, with the ability to collaborate across multiple departments, serve as a key point of contact, and drive consensus across teams
• Proven experience managing cross-functional projects with the ability to define objectives, create project plans, and manage resources effectively
• Proficiency in project management tools, financial modeling, and credit risk assessment tools
• Strong organizational skills and the ability to manage multiple priorities in a dynamic environment

Responsibilities

• Credit Risk Assessment: Evaluate the creditworthiness of counterparties through financial analysis, credit ratings, and market data
• Counterparty Limits: Set and manage credit limits in line with the company’s risk appetite, adjusting based on evolving market conditions
• Project Management: Define project objectives and deliverables related to credit risk. Create and manage project plans, timelines, and resources to ensure successful execution
• Stakeholder Collaboration: Serve as the point of contact between teams (Product, Finance, Legal, Operations) to ensure alignment and clear communication
• Process Optimization: Identify opportunities for improving credit risk management processes and adopting best practices and new technologies to enhance efficiency
• Change Management: Lead change efforts, ensuring smooth adoption of new processes, systems, or policies with proper training and support
• Regulatory Compliance: Ensure all initiatives comply with relevant regulations and internal risk governance frameworks
• Performance Monitoring: Establish KPIs for credit risk initiatives and monitor outcomes to ensure alignment with business objectives and risk appetite
• Risk Reporting: Generate and present reports on credit exposures, including key risk indicators (KRIs) and trends to senior management
• Policy Development: Contribute to the enhancement of credit risk management policies to maintain a robust risk management framework

Preferred Qualifications

[BONUS] Master’s degree or certifications (CFA, FRM, PMP) are preferred

Benefits

• Work from anywhere: Oyster is a borderless, HQ-less company. As long as your work gets done on time, your team has the support they need, and you're authorized to work where you live, the world is truly your Oyster
• Paid time off: We’re all about taking breaks—we all need it. Oyster provides employees with 40 days off each year, which includes public/bank holidays and vacation/holiday leave (unless your country mandates more)
• Mental health support: We consider your mental health a top priority. We offer access to Plumm , a mental well-being service, to support your mental health
• Wellbeing allowance: Each month, Oyster will top up your ThanksBen wallet with a wellbeing allowance. You can get pretty much anything that your heart desires! ThanksBen offers a wide array of options for spending your wellbeing allowance
• Flexible parental leave: Families are created in lots of different ways. Our parental leave policy applies to all employees who are becoming parents, regardless of how they become a parent. Oysters are eligible for a minimum of three months of paid parental leave and your job will be held for 12 months (or longer if required by local jurisdiction)
• WFH stipend: Stipend to spend on your laptop and any other equipment you need for your home office; we'll get you up and running in no time!