Remote Senior Commercial Credit Officer

Summary

Join The Symicor Group as a Sr. Commercial Credit Officer and work remotely, supporting banks functions related to analysis, underwriting, and approval/denial processes for all types of loans.

Requirements

• Minimum of 8 years of experience in all types of bank lending preferred, with in-depth knowledge of credit analysis, banking laws and regulations/regulatory requirements
• Must have 8 years of experience with a bank of at least $2B in asset size
• Strong organizational, interpersonal, management, communication (both written and oral), analytical, critical thinking skills
• Strong Excel skills and the ability to calculate all necessary ratios to perform credit analysis required
• Previous Credit Approval Authority required
• Bachelor’s degree or equivalent work experience in Finance or Accounting

Responsibilities

• Responsible for reviewing and approving credit requests to ensure that proposed loans adhere to existing policy guidelines
• Approves or denies loans within an assigned credit authority for the bank’s various lending groups, including specialty lending, commercial lending, mortgage lending, and consumer lending
• Establishes, implements, and manages administrative and review systems and procedures to protect the quality and profitability of the loan portfolio
• Provides training, development, and coordination of credit analysts and underwriting staff
• Advises credit and lending staff on the company's overall lending policy and underwriting standards
• Assists in creating and administering all policies and procedures
• Helps facilitate the external loan review process and serves as a key point of contact and resource for the loan audit and loan compliance functions
• Serves as the systems expert and administrator of the bank’s various lending origination systems for commercial, mortgage and consumer lending
• Manages relationships with vendors including, but not limited to key lending software partners and the bank’s credit report provider