Senior Risk Strategist

Summary

Join Mercury, a finance stack builder for startups, as a Risk Strategist. You will leverage data analytics and risk expertise to shape the risk strategy for personal banking and product expansion. This role involves leading cross-functional efforts, partnering with Compliance and Legal, and developing domain expertise to optimize processes. The ideal candidate possesses 6+ years of analytical experience, including 4+ years in risk management within consumer fintech or a related field. Mercury offers a competitive total rewards package including base salary, equity, and benefits.

Requirements

• 6+ years of experience in an analytical role, including 4+ years in risk, consumer fintech, trust and safety, or a related field
• Experience building risk product solutions across a variety of risk domains (eg, KYC and Onboarding, AML, Fraud/Disputes - Card, ACH, Wires)
• Proficiency with customer risk scoring/modeling and manual process optimization/automation
• Strong SQL skills and experience in applying those to improve and monitor business performance
• Confidence with using data and intuition to make decisions in a fast paced, ambiguous environment, while demonstrating curiosity and a growth mindset

Responsibilities

• Utilize data and quantitative analysis to drive risk strategy for the personal banking and product expansion areas, navigating trade-offs in a principled and balanced way
• Lead cross-functional efforts across Ops, Product, Eng, and Data Science to scale risk solutions for Mercury Personal and new product areas (e.g. Invoice Payments) while creating magical experiences
• Partner with Compliance and Legal to ensure product and operational solutions meet regulatory requirements
• Develop domain expertise and proactively seek out opportunities to close gaps and optimize processes
• Represent the team’s risk appetite when collaborating with other teams across the company

Preferred Qualifications

Experience in a startup environment

Benefits

• Base salary
• Equity (stock options)
• Benefits