Risk Oversight Analyst

Summary

Join Pleo's Second Line Risk and Compliance team as a Risk Oversight Analyst, playing a pivotal role in shaping and enhancing risk management strategies. Leverage expertise in credit risk management to ensure effective management of credit risk exposures. Contribute to Pleo’s overall success by empowering the company and maintaining credit risk within acceptable levels. Apply risk management skills within the broader enterprise risk management function. This role offers a great development opportunity to assess overall group risks, ensuring a comprehensive and cohesive approach to risk management. The position involves performance monitoring, credit analysis, and cross-functional collaboration to maintain robust and effective Enterprise Risk Management.

Requirements

• Proven ability to assess and supervise credit portfolios, with minimum 2 years of demonstrated experience in credit risk management (ideally within banking, financial institutions or consulting)
• An understanding of credit products, risk management frameworks and changes to credit policies
• Experience in underwriting credit applications
• Proficiency in data analysis and reporting, ideally in risk-related environments
• Self-starter, who takes pride in producing top-quality work
• Ability to work in cross-functional and diverse teams

Responsibilities

• Performance Monitoring: Together with our Credit team you will establish key performance and risk indicators (KPIs and KRIs), and monitor performance against these metrics, including through providing oversight reporting and escalating cases of concern
• Credit Analysis: Apply credit analysis expertise to understand the risk profile of our customers. Evaluate financial statements, credit reports, and other relevant information to assess credit risk, providing a Second Line response to proposals from Credit teams for specific customers
• Cross-Functional Collaboration: Collaborate with cross-functional teams to ensure up to date risk assessments and reporting, as well as collaborating on required updates to the Pleo’s credit risk-related policies. This will mean working with different stakeholders with different backgrounds, and being able to communicate and influence towards successful risk management

Benefits

• Your own Pleo card (no more out-of-pocket spending!)
• Lunch is on us - with catering in our Lisbon, Copenhagen and London offices or a monthly lunch allowance paid directly together with your salary in other markets 🍜
• Private health insurance to ensure you’re fit in body and mind to do your best work
• For this team we offer flexibility/remote working options
• Option to purchase 5 additional days of holiday through a salary sacrifice
• We’re trialling MyndUp to give our employees access to free mental health and wellbeing support with great success so far ❤️‍🩹
• Access to LinkedIn Learning - acquire new skills, stay abreast of industry trends and fuel your personal and professional development continuously
• Paid parental leave - we want to make sure that we're supportive of families and help you feel that you don't have to compromise your family due to work 👶