VP of Product, Lending

Summary

Join Earnest as the VP of Product, Lending and play a key role in advancing our mission of making higher education accessible and affordable. Lead our current student lending products and develop new ones to help students manage debt. Expand our Lending Platform for optimal customer experience and rapid development. Collaborate with various teams to launch cohesive products. Drive rapid growth in customers and solutions, transforming our product offering from a student lending focus to broader debt management solutions. This role is based in the San Francisco Bay Area with flexible remote work options, requiring monthly visits to the Oakland office.

Requirements

• 12+ years of experience at leading technology companies in Product Management or other roles bridging business and technology
• 7+ years building, developing and leading teams
• Experience managing lending and financial products, from the launch to scale to maturity phase
• Experience developing product and business strategy, and then executing that strategy in a way that drives growth and increased market share
• Experience bringing new products to market, including customer discovery, MVP definition, feature testing and taking this new product to market
• Experience setting success metrics, and using analytical tools to dig into product data and customer feedback to see what to build next
• Experience leading teams of product managers, including Directors and Group Product Managers, and shaping those teams to be high performing and highly engaged
• Experience building consumer products
• Willingness to travel to the Oakland office monthly to collaborate with other Earnies

Responsibilities

• Play a key role in advancing our mission
• Lead our current at-scale, revenue-driving student lending products
• Bring new lending and financial products to market that support students and young professionals
• Develop and expand our Lending Platform
• Partner closely with other teams including Credit, Data Science, Capital Markets, Customer Happiness & Marketing to bring new products to market
• Drive rapid growth at Earnest - both in the number of customers that we’re serving, and in the breadth of solutions that we’re bringing to market
• Help us transform our product offering from a student lending focus to a broader focus on helping our customers pay down debt, and find ways to multiply our business by helping any customer who could benefit from Earnest products to find us and get started

Preferred Qualifications

• Experience in the Fintech lending space, or working with products that have significant financial risk
• Experience building products with predictive models driving parts of the customer experience - this could include personalization, algorithmic recommendations, or use of emerging AI tech to solve a customer problem
• Experience setting an overall roadmap for a company or division of a company

Benefits

• Health, Dental, & Vision benefits plus savings plans
• Mac computers + work-from-home stipend to set up your home office
• Monthly internet and phone reimbursement
• Employee Stock Purchase Plan
• Restricted Stock Units (RSUs)
• 401(k) plan to help you save for retirement plus a company match
• Robust tuition reimbursement program
• $1,000 travel perk on each Earnie-versary to anywhere in the world
• Competitive days of annual PTO
• Competitive parental leave