Business Risk Partner Program VP

Summary

Join Pathward, a hybrid, remote-office financial empowerment company, as a Program Vice President to lead the Regulatory Advisory function. This critical role ensures Pathward operations align with regulatory expectations while fostering innovation. You will serve as a trusted advisor, providing proactive guidance on regulatory risks and compliance. The ideal candidate will have extensive experience in regulatory compliance and risk management within the financial services industry. A competitive salary and comprehensive benefits package are offered. Pathward is dedicated to creating financial inclusion and embraces a diverse and inclusive work environment.

Requirements

• Bachelor's degree in Finance, Business, Economics, or a related field or equivalent education and work experience
• 10+ years of experience in regulatory compliance, legal, or risk management roles, preferably within fintech, banking, or financial services
• 10 years of experience in consumer, commercial, credit or partner solutions risk management, or financial product design, with a strong understanding of relevant regulatory frameworks
• In-depth knowledge of credit program design, regulatory requirements, and risk management principles
• Expertise in interpreting and applying regulations (e.g., Basel III, Dodd-Frank) in a practical, market-driven context
• Strong analytical and data interpretation skills to assess the impact of regulatory changes on credit products
• Ability to develop risk-informed strategies that align with business needs and market demands
• Excellent communication and collaboration skills to engage with diverse stakeholders
• A proactive, solutions-oriented mindset, with the ability to anticipate regulatory and market changes and design credit programs accordingly
• Strong critical thinker with problem-solving skills and the ability to manage complex challenges with a risk-aware approach
• Ability to work independently while managing multiple, competing priorities in a fast-paced environment

Responsibilities

• Serves as the primary regulatory advisor to business units, ensuring compliance with applicable laws, regulations, and internal policies
• Leads the design and implementation of first-line risk and control frameworks to manage regulatory risk across products and services
• Partners with Legal, Compliance, and Internal Audit to ensure a coordinated approach to regulatory risk management
• Monitors regulatory developments and assess their impact on business operations, providing timely and actionable insights
• Drafts clear, concise memoranda and briefing documents for senior executives, outlining regulatory recommendations, risk assessments, and strategic implications
• Supports regulatory exams, audits, and inquiries by preparing documentation and coordinating responses
• Develops and deliver training and awareness programs to promote a strong risk culture across the organization
• Oversees risk assessments, control testing, and issue remediation efforts within the first line
• Represents the company in industry forums and with regulators, as appropriate
• Other duties as assigned

Preferred Qualifications

Master’s degree preferred

Benefits

• Health insurance
• 401(k) retirement benefits
• Life insurance
• Disability benefits
• Paid time off