Commercial Lines Underwriter

Summary

Join Donegal Insurance Group as a Commercial Lines Underwriter in Michigan! This role requires at least three years of multi-line commercial underwriting experience. You will manage independent agents, evaluate risks, and price commercial accounts to ensure profitability and growth. Success in managing a profitable book of business and strong communication skills are essential. A competitive salary ($75,000-$90,000 annually) and a comprehensive benefits package are offered, including medical, dental, vision, 401(k) matching, paid time off, and career development opportunities. The ideal candidate will possess insurance designations and a Bachelor's degree in insurance or equivalent experience. Donegal Insurance Group offers a variety of work arrangements, including remote options for candidates residing in approved states.

Requirements

• 3 to 5 years of underwriting experience at a company or agency level. A minimum of 3 years of underwriting experience should be in the commercial lines sector of insurance
• Demonstration of self-development through attainment of professional insurance designations, CPCU, ARM, PLU, etc
• Bachelor’s Degree with a background in insurance or equivalent experience

Responsibilities

• Manage a territory of independent agents to ensure that profitability and growth objectives for the company are being met
• Review new business applications to evaluate degree of risk involved; accept or decline risks based on company’s underwriting policies
• Maintain a profitable book of business within assigned levels of authority by using sound underwriting judgment and technical skills, and continued personal development to meet the company goals of quality and timeliness

Preferred Qualifications

Insurance designations

Benefits

• Medical, Dental, and Vision Coverage : Available to you and your dependents. Coverage begins the first of the month after start date
• 401(k) with the first 3% matched at 100% : the next 6% is matched at 50%
• Paid Time Off : Paid vacation, sick days, paid holidays, & bereavement days
• Career Development : Including college partnership discounts and industry designation(s) reimbursements
• Company-paid basic life insurance
• Short & long-term disability insurance
• Employee stock purchase plan
• Employee assistance program (EAP)
• Discretionary annual incentive program