Head of Credit

Summary

The Head of Credit at Shakepay will own the credit products and work closely with cross-functional teams to develop go-to-market strategies, optimize performance, identify trends, and ensure feedback loops are executed. The ideal candidate has 5+ years of experience as a business manager in credit or lending products, 2+ years at a fintech, ideally in a credit role.

Requirements

• 5+ years of experience as a business manager owning the P&L of credit or lending products
• 2+ years of experience at a fintech, ideally in a credit role
• Proven experience in consumer credit risk management
• Experience in developing monitoring and reporting that enables efficient tracking and managing of lending portfolios
• Experience utilizing alternative data approaches to develop rigorous frameworks to support credit decisions, predict risk and forecast credit performance
• Proven track record of contributing to revenue growth and surpassing objectives in a fast-paced environment
• Excellent communication skills, with the ability to build relationships with external partners
• Strong business sense and leadership experience

Responsibilities

• Oversee the credit business in its entirety, including sales, marketing, underwriting, customer service, collections, etc
• Develop business strategies that will drive growth, profitability, and competitive success for Shakepay’s credit products
• Work with internal cross-functional teams to bring credit products to market
• Drive credit decisioning best practices in collaboration with our data team by constructing business specific models, policies and strategies to optimize performance
• Develop and implement a multi-year learning agenda across consumer research, analysis and in-market testing
• Identify emerging trends, risks and marketplace developments, and develop recommendations to respond accordingly
• Ensure feedback loops are executed that turn performance insights into actions to correct negative variances and capitalize on positive variances
• Establish strong relationships with credit partners

Preferred Qualifications

• Proficiency in SQL and predictive modeling
• Knowledge of bitcoin

Benefits

• Competitive compensation (every shaker owns stock options)
• Benefits (health, dental, paramedical, disability, etc)
• Generous vacation time
• Work remote: work from anywhere in Canada